I applied for TD Aeroplan credit card but haven't received 30k bonus miles offer they advertised. When I contacted then they told me that I was late. I applied only because of that bonus offer and now the card is sitting in my pocket unused.

Answered on July 19, 2017
Updated on July 19, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
If you are not using that TD Aeroplan credit card, see if it will be better for your credit to close this card and apply for a different credit card which you would use. You may want to close the card if you do not use it (which is your case), it is a relatively new credit account, it has an annual fee, it has a high interest rate. Before you close your TD Aeroplan credit card, you should pay off any balance and redeem miles, if there are any. If miles are not enough for an award ticket, see if you can redeem them for gift cards from your favorite retailers. Then you can close your card. When you need a credit card for travel, it is always good to apply for a travel rewards credit card. First, you will be able to use such a card everywhere and earn rewards. Second, you will always be able to redeem miles for airfare or cash. Travel credit cards give more flexibility that airline credit cards as they do not restrict you to airlines you can redeem with – you can redeem with any airline.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question


What is the best credit card for you depends on your travel habits and needs. You should consider several things before you apply for a travel credit card. Firstly, if you often fly with one airline, airline co-branded credit card may be a good choice. On the one hand, this type of cards often comes with travel benefits like lounge access, free checked bag and more. On the other, airline cards often have limited redemption options - you may redeem earned miles on this airline and its partners (if it has any). Travel rewards credit cards offer more flexible redemption optins - you can...
You are right, the Allegiant credit card comes with $59 annual fee. However, they no longer charge the foreign transaction fee. If you want to have a credit card that you can use for miles earning for Allegiant Air flights, you should consider travel rewards credit cards that are not tied to any airline. These cards allow you to earn rewards on all purchases and redeem them for any flights you wish. You can also consider credit cards with no foreign transaction fees to see if there is the right credit card for you.
A foreign transaction fee is a fee that you are charged every time you use your card to make a purchase in another country. Usually this fee is charged as a percentage of the purchase - common it is 2%-3%. If you are a frequent traveler and shop abroad, it's better to apply for a credit card with a no foreign transaction fee. What is more, even if you're using your credit card to pay at a non-U.S. retailer, you may be charged a fee. Many credit card issuers don't add foreign transaction fees to their credit cards.

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There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.