Student Credit Cards FAQS

While the GameStop credit card allows to build credit history, we would not recommend it as a first credit card because the card is basically designed for people with established credit. Also we wouldn't recommend you this card because of its high interest rate. Another disadvantage of the card is that you can't use this card outside GameStop stores. Considering that it will be your first credit card, it would be better for you to apply for a student credit card. Such cards have relatively lower APRs and fees, and you can still use the at GameStop.

You should be at least 18 years old, have Social Security number, be a U.S. resident, and have a source of income to qualify for a credit card. Also, you may need a bank account to apply for a loan or for a credit card. If you qualify based on the above, you can apply for a student credit card. Note that credit card limit will be determined by the credit card issuer based on your credit score and your creditworthiness.

Check your credit history before you apply for a credit card. Make sure everything is correct in your reports. If not, try to dispute any inaccuracy with credit bureaus. Then you can apply for a student credit card. You won’t usually need a cosigner to apply, but some issuers may ask you to apply with a cosigner if they find you not creditworthy enough. Your creditworthiness will also have an impact to the credit limit. The credit card issuer will determine your credit line based on your credit score and the information you provide in your application. However, if you manage your card responsibly (make all the due payments on time), the issuer may increase your credit limit upon your...

At BestCreditOffers.com you will find the best credit cards specifically designed for high school and college students. These student credit cards are issued by the most recognized U.S. banks and credit card companies. Click here to browse the student credit cards we have on offer. You can compare the cards online side by side and decide on a card to apply online for.

Many credit card issuers offer a good deal of credit cards aimed at college students specially, and you should choose one for you among these students cards. At our site you can find best student credit cards offers from reliable issuers. You can select any credit card you like but before applying read through terms and conditions of any credit card agreement, compare fees and interest rates to other card offers. You've made a right decision to start building your credit history during your college years. Keep in mind your credit report indicating your credit score play a significant role in your everyday life. Your future employers and even utility service providers all use your...

Student credit cards are an interesting strategy of many credit card issuers. Students belong to the part of the population that has a steady expenditure and usually some bills to pay. Invariably students get money from their parents or guardians which means, most of them have a decent income source. These are the reasons why a lot of credit card companies offer students in the campuses, credit cards with good incentives. From the students' perspective, there are quite a few benefits of taking the students' credit card offers. To start with, those with no credit history find it very hard to get their credit card applications approved. Students are an exception to this. Moreover, without...

Credit cards for college students can help you build credit. Though keep in mind that simply applying for a credit card does not help you establish credit. You need to learn how to manage your credit card responsibly to avoid debt and bad credit history in the future, so that they do not affect the things you want to do. When applying for an apartment, car loan or a job, you want to have a positive credit history. And even more so you want to be free from debt. So, before you apply for a credit card, make sure you choose the right one for your individual needs and current credit rating (visit student credit cards section of our site to compare best offers). Remember that you are responsible...