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Tell me honestly, should I apply for Apple card?
This card may be a good option for someone who shops at Apple a lot. It has complicated special financing offers with tiers for purchases made at Apple. If you want to get this card for a one-time big purchase, there definitely are better offers out there. For example, you can get the Discover it® Cash Back card […]Continue »
Unfortunately, the Barclaycard CashForward World Mastercard credit card is no longer issued by the bank. That’s why you cannot find it and cannot apply for it. You can apply for a different credit card though. You can get a rewards credit card that will allow you to earn rewards on all your purchases and redeem […]Continue »
While standard Mastercard credit cards are good for people with any credit history, World and World Elite Mastercard cards are offered to people with established credit only. All types of Mastercard cards can be found here, on Mastercard page. But for now this cards are no longer issued. If your credit history is not good, […]Continue »
First of all, it is important to remember about your debt-to-credit ratio or credit utilization ratio that is the amount of debt you currently have vs. the amount of credit available, as it determines a third part of your FICO score. When you close a credit card account, the total amount of credit that you […]Continue »
Can I open a bank account online?
Yes. More than that, opening a bank account online is quick and easy. In addition, best online accounts come with lower fees and offer higher rates. To open a bank account online, you will need your Social Security number, valid driver’s license, and debit card. A debit card is needed to pay your initial deposit. […]Continue »
What are savings account fees?
First of all, when you open a savings account, you may need to pay an opening deposit which is between $25-$100 on average. Some banks do not require any opening deposit though. Then, most savings accounts come with maintenance fees, like monthly fees. You can avoid them in most cases if you maintain minimum balance. […]Continue »
Can I use a checking account to receive paychecks?
Yes. You can have payroll or government checks directly deposited to your checking account. You will actually benefit from that as many checking accounts waive monthly fees when direct deposit is set up. To take advantage of direct deposit, you will need to talk to your employer to get that started. You can also contact […]Continue »
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