How long does one have to wait for his credit card after the application? Is it better to apply for instant approval credit card?

It can take up to 30 days to process a credit card application. If you need to get your credit card really fast, or if some of your further decisions are based on knowing your application results really quickly, you can view Instant Decision Cards on our site. Just remember that instant response should not be mixed up with guaranteed approval, you will be provided an instant response, not an instant approval. After you submit the application, your data is being checked automatically and the system sends you a fast preliminary response based on your credit score and other data your submitted. And itt may take your lender more time to make the final decision.