I travel a lot to Europe. Do any of the cards have the chip-and-PIN capability?
Answered on Tuesday, September 14th, 2010 by
Amy Miller

So far apart from arguments about the growing need to adopt chip and PIN technology, the only actual steps were taken by United Nations Federal Credit Union. In spring it announced that it is going to start issuing EMV-compliant cards to its customers who live or travel frequently overseas. All major U.S. credit card companies continue issuing traditional magnetic strip cards. U.S. is still behind in regards to Chip and PIN technology which can and already does create problems for U.S. travelers, as you obviously know from your own experience, even though most terminals should still accept both card types.

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Generally for credit card accounts issuing banks use currency of the county they are located in, for example if you apply for a credit card from American Express in UK, you will have a pound sterling account, Euro will be used for Belgian credit cards, Canadian Dollar for Canadian, etc. Though some foreign issuing companies […]

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