Card
Network

Mastercard®
Bank

Celtic Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Fair
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Get the credit limit you deserve—$1,000 guaranteed if approved

CARD DETAILS

  • Get the credit limit you deserve—$1,000 guaranteed if approved
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Get the credit you deserve, even with less-than-perfect history.
  • Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard®.
  • Don't Have Perfect Credit? No Problem!
  • No security deposit, just purchasing power.
+ Pros
  • Credit limits up to $1,000.
  • For people with less-than-perfect history.
  • Reports to all three major credit bureaus.
  • Accepted online, in app and in store.

PURCHASES

Intro
APR

N/A
Ongoing
APR

35.90%
Penalty
APR

See Terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

35.90%
Cash Advance
Fee

$5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
Penalty
APR

See Terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$250 the first year; $99 thereafter
Foreign Transaction
Fee

1% of each transaction in U.S. dollars
Late Payment
Fee

Up To $41
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