Credit Card Rewards FAQS

Since you are referring to a Visa card, you can use it everywhere Visa is accepted, that is virtually everywhere. So you can safely use your Marathon card outside Marathon gas stations. However, if we are talking about earning or redeeming rewards, the situation is totally different. You can earn rewards only on Marathon purchases and since you get your rewards as a $25 cash card that you can spend at Marathon, you won't be able to redeem anywhere else. If you want universality, there are other cards that give you rewards on all purchases.

If you have doubts about whether to apply for a Marathon Visa credit card, then consider your usual spending habits. This card offers you 25¢/gallon rebate on all Marathon purchases when you spend $1000 or more per month, 15¢/gallon rebate when you spend $500 - $999 per month and 5¢/gallon rebate when you spend less than $500 per month. Basically, this card is worth it if you spend more than $500. You need to drive a lot for this card to justify itself. If you don't spend as much, a general card will give you just as many rewards than you can earn or redeem everywhere.

Before you apply for a new credit card we recommend you to check your credit score. Since you closed your PenFed credit card your credit score could change. Once you know your current credit score you can start choosing the new card. We recommend a card that allows earning gas rewards. Just make sure rewards you will earn will cover the card fees. If you are not sure what features are more preferable for you pay your attention to the cards with 0% Intro APR and no annual fee.

Amazon offers Amazon Rewards Visa and Amazon Prime Rewards Visa Signature cards, they can be used anywhere Visa cards are accepted. If you have an eligible Prime membership, the Amazon Prime Rewards Visa Signature Card offers good rewards – cardmembers receive 5% back on purchases made at Amazon.com, 2% back at restaurants, gas stations and drugstores and 1% back on all other purchases. There is no sign-up bonus, the card offers a $70 Amazon.com gift card upon credit card approval. If you want to have credit card with better rewards, you may choose a general rewards credit card.

Kwik Trip offers different credit cards - consumer credit card and business credit cards. These cards allow you to earn 3 cents per gallon rebate when you fuel within the Kwik Trip Network. If you choose a consumer credit card, you should note, that this card can be used only at Kwik Trip locations. If you don't want to be sticked to one gas station, we recommend you to choose from credit cards with gas rewards. They can be used at any gas station and will allow you to earn rewards on all your purchases.

You can earn 6 cents per gallon using the Exxon Smart card if you purchase at least 45 gallons (maximum is 100 gallons) of Exxon or Mobil branded fuel in a billing cycle. Sometimes it can be difficult to comply with these requirements. We recommend you consider application for another gas credit card with which you will be able to earn cash back or bonus points on all your purchases, including gas. Compare credit cards and make some calculations to see which card will bring more rewards to you.

ARCO indeed does not offer a card to consumers. They only have credit cards for businesses. Therefore, a good option for you can be a regular gas rewards credit card from a major bank. Such cards are not tied to a particular brand but can be used everywhere and allow earning points or cash back on all purchases. You can earn fixed rewards per dollar spent or you can choose the card that offers different rewards for purchases in different categories.