Which of the cards offered by Navy Federal Credit Union would be best for doing my everyday shopping?

Answered on April 29, 2017
Updated on April 29, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
4 out of the 5 cards offered by the Navy Credit Union, come with access to some type of rewards system. When it comes to doing everyday shopping, you will usually want a card that will benefit you for making several small purchases. The specific card I would recommend to you would be slightly different depending on where you frequently shop. The cashRewards card offered by NFCU will provide you with 1.5% cash back on all purchases. The Go Rewards card offers 3 points per $1 spent on restaurants, 2 points on gas and 1 point everywhere else. The Visa Signature Flagship rewards card offers 2 points per $1 of net purchases. The other rewards card offered by NFCU is the nRewards card. This card Is mainly for building or repairing credit and offers 1 point per $1 of net purchases as well. Although some of these cards are good, I would personally recommend applying for a more general rewards card offered by a bank.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question


Valero has a tiered rebates system. You earn 4¢ per gallon on every gallon purchased when you purchase at least 50 gallons per billing cycle or earn 8¢ per gallon on every gallon purchased when you purchase at least 75 gallons per billing cycle (up to a maximum of 110 gallons). Gas rebates will automatically appear on your monthly billing statement. For more traditional and easy to understand reward options, see general rewards credit cards and especially cash back cards. Those give you simple cash back every time you purchase anything anywhere and rewards are also redeemable everywhere.
If you have an excellent credit there are a lot of credit cards that will bring you more benefits than JCPenney rewards credit card. If you want to save on shopping with a credit card at your favorite stores, you may choose a regular credit card with cash back rewards.
Consider frequent flyer credit cards to earn miles and enjoy air travel benefits. Study the features associated with these credit cards carefully. Hope you will find the credit card right for you.

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There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.