What is the rewards rate of the toys r us card? I can't find any information.

With the Toys "R" Us credit card you'll get 2 points per dollar for the brand purchases and 1 point per 4 dollars for all other purchases. However, it gets more interesting when you find out the redemption rate. It is very profitable for the brand purchases and very unprofitable for all other purchases. Your 125 points are worth $5, which gives you 4 cents per dollar, a very good rate. However, 1 point per 4 dollars for all purchases devalues this rate, as you get the same 1 point per dollar as everywhere. It also depends on which card you want to apply for. The Mastercard version can be used anywhere and the store card can only be used at the store. If you don't shop at Toys R Us frequently, then the card is of no use, and regular rewards cards will have more value. They usually offer better rewards rate and the rewards never expire.