What is the rewards rate of the toys r us card? I can't find any information.

Answered on January 09, 2018
Updated on January 09, 2018
The content is accurate at the time of publication and is subject to change.
James Williams James Williams
With the Toys "R" Us credit card you'll get 2 points per dollar for the brand purchases and 1 point per 4 dollars for all other purchases. However, it gets more interesting when you find out the redemption rate. It is very profitable for the brand purchases and very unprofitable for all other purchases. Your 125 points are worth $5, which gives you 4 cents per dollar, a very good rate. However, 1 point per 4 dollars for all purchases devalues this rate, as you get the same 1 point per dollar as everywhere. It also depends on which card you want to apply for. The Mastercard version can be used anywhere and the store card can only be used at the store. If you don't shop at Toys R Us frequently, then the card is of no use, and regular rewards cards will have more value. They usually offer better rewards rate and the rewards never expire.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question


You will earn cash back by making purchases at select merchants. These merchants can be found in the Venmo Card section of Venmo app. Earned cash back will be applied to your Venmo account. If you are looking for cash back, we recommend you to apply for cash back credit cards.
For sure, you may choose from different cash back credit cards. You may find there offers with up to 5% cash back, no annual fee, sign-up bonuses and other perks. Pay attention to credit cards with increased cash back bonus categories. For example, if you spend a lot on gas purchases, credit cards with special cash back on gas category may be your choice.
HSBC Cash Rewards Mastercard® credit card comes with the following cash back rewards: 3% introductory cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases. Get 1.5 cash rewards on every $1 you spend on all new, net purchases after the intro period. If you want to earn more, you may consider other cash back credit cards.

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There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.