My Kroger card isn't saving me as much as I hoped it would. Is there another card out there that will let me save on groceries?

Answered on April 21, 2016
Updated on April 21, 2016
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
If the card you are using isn't paying off quite the way you'd hoped, in terms of discounts and rewards, there are plenty of other rewards credit cards to choose from. Look for one that offers special savings on groceries all year long, rather than a card that gives 5% back only in certain categories that change each quarter. These cards are a good value, and worth having, but if you are really looking for savings on groceries, try a card that's dedicated to saving you money in that particular category. Other things to look for include a low APR, no annual fee, and easy reward redemption. Being able to choose between a statement credit, a gift card to your favorite store, or frequent flyer miles is a nice perk to have. And remember, it's fine to have more than one credit card. Most households have at least two, to maximize their rewards.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question


Valero has a tiered rebates system. You earn 4¢ per gallon on every gallon purchased when you purchase at least 50 gallons per billing cycle or earn 8¢ per gallon on every gallon purchased when you purchase at least 75 gallons per billing cycle (up to a maximum of 110 gallons). Gas rebates will automatically appear on your monthly billing statement. For more traditional and easy to understand reward options, see general rewards credit cards and especially cash back cards. Those give you simple cash back every time you purchase anything anywhere and rewards are also redeemable everywhere.
If you have an excellent credit there are a lot of credit cards that will bring you more benefits than JCPenney rewards credit card. If you want to save on shopping with a credit card at your favorite stores, you may choose a regular credit card with cash back rewards.
Consider frequent flyer credit cards to earn miles and enjoy air travel benefits. Study the features associated with these credit cards carefully. Hope you will find the credit card right for you.

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There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.