My Kroger card isn't saving me as much as I hoped it would. Is there another card out there that will let me save on groceries?

Answered on April 21, 2016
Updated on April 21, 2016
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
If the card you are using isn't paying off quite the way you'd hoped, in terms of discounts and rewards, there are plenty of other rewards credit cards to choose from. Look for one that offers special savings on groceries all year long, rather than a card that gives 5% back only in certain categories that change each quarter. These cards are a good value, and worth having, but if you are really looking for savings on groceries, try a card that's dedicated to saving you money in that particular category. Other things to look for include a low APR, no annual fee, and easy reward redemption. Being able to choose between a statement credit, a gift card to your favorite store, or frequent flyer miles is a nice perk to have. And remember, it's fine to have more than one credit card. Most households have at least two, to maximize their rewards.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question


You will earn cash back by making purchases at select merchants. These merchants can be found in the Venmo Card section of Venmo app. Earned cash back will be applied to your Venmo account. If you are looking for cash back, we recommend you to apply for cash back credit cards.
For sure, you may choose from different cash back credit cards. You may find there offers with up to 5% cash back, no annual fee, sign-up bonuses and other perks. Pay attention to credit cards with increased cash back bonus categories. For example, if you spend a lot on gas purchases, credit cards with special cash back on gas category may be your choice.
HSBC Cash Rewards Mastercard® credit card comes with the following cash back rewards: 3% introductory cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases. Get 1.5 cash rewards on every $1 you spend on all new, net purchases after the intro period. If you want to earn more, you may consider other cash back credit cards.

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There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.