I would like to apply for a credit card that has flyers benefits and transfer amount from two other credit card balances. Could you advice.

Answered on August 04, 2010
Updated on August 04, 2010
The content is accurate at the time of publication and is subject to change.
James Williams James Williams
To choose a credit card with frequent flyer miles and good terms on balance transfers that would work best for you, compare offers on our Balance Transfer Cards and Frequent Flyer Cards pages. Keep in mind that offers on these pages are for customers with good or excellent credit history only. To make the best choice for your individual circumstances, pay attention to the following features: balance transfer interest rate and terms, purchase APR, annual fee, partnering airlines and bonus miles. To get the best terms on balance transfer, compare 0% intro APRs, length of the introductory period, balance transfer fee. Depending on the amount you wish to transfer, choose either 0% balance transfer for up to 18 months, or a credit card with no fee for moved balances. Annual fees vary from $0 up to $450, sometimes a high annual fee makes it not worth having a rewards card, estimate how much you plan to charge on your card, and if your estimated rewards will be worth it. Compare partnering airlines and choose either an airline specific card or one with flexible miles redeemable at any airline. It will depend on your habits and preferred air company. Though airline specific cards can earn you more miles and have better redemption options. Compare bonus miles offered by different cards, go back to your estimate spending, to see if you will charge the required amount to your credit card to get those bonus miles. Compare also offers with 0% balance transfers that have cash back bonuses, earned points can be later redeemed for airline tickets as well.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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Valero has a tiered rebates system. You earn 4¢ per gallon on every gallon purchased when you purchase at least 50 gallons per billing cycle or earn 8¢ per gallon on every gallon purchased when you purchase at least 75 gallons per billing cycle (up to a maximum of 110 gallons). Gas rebates will automatically appear on your monthly billing statement. For more traditional and easy to understand reward options, see general rewards credit cards and especially cash back cards. Those give you simple cash back every time you purchase anything anywhere and rewards are also redeemable everywhere.
If you have an excellent credit there are a lot of credit cards that will bring you more benefits than JCPenney rewards credit card. If you want to save on shopping with a credit card at your favorite stores, you may choose a regular credit card with cash back rewards.
Consider frequent flyer credit cards to earn miles and enjoy air travel benefits. Study the features associated with these credit cards carefully. Hope you will find the credit card right for you.

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