You should be able to build your credit history as the Belk card is reported to at least one credit bureau. However, to qualify for the card, you should have at least fair credit history. If your credit history is lower than fair, we would recommend you consider a regular credit card for bad or limited credit, not a store credit card. You can also apply for a secured credit card. A good example of such a card can be the Discover it® Secured with no annual fee and with a cash back rewards program. With this card, you’ll get 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter, automatically, and 1% cash back on all other purchases. In addition, Discover will match all your rewards after the year of using the card (provided you are a new cardmember).
Other Popular Credit Card Rewards FAQs
Upromise Mastercard® credit card is a great choice for those, who want to save for college as it allows you to automatically deposit your cash back rewards into a 529 College Savings Plan.
Continue »One of the two JetBlue credit cards can be a good option for you if you are going to fly JetBlue Airlines often.
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