You should be able to build your credit history as the Belk card is reported to at least one credit bureau. However, to qualify for the card, you should have at least fair credit history. If your credit history is lower than fair, we would recommend you consider a regular credit card for bad or limited credit, not a store credit card. You can also apply for a secured credit card. A good example of such a card can be the Discover it® Secured with no annual fee and with a cash back rewards program. With this card, you’ll get 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter, automatically, and 1% cash back on all other purchases. In addition, Discover will match all your rewards after the year of using the card (provided you are a new cardmember).
Other Popular Credit Card Rewards FAQs
For sure, you may choose from different cash back credit cards. You may find there offers with up to 5% cash back, no annual fee, sign-up bonuses and other perks. Pay attention to credit cards with increased cash back bonus categories. For example, if you spend a lot on gas purchases, credit cards with special […]
Continue »HSBC Cash Rewards Mastercard® credit card comes with the following cash back rewards: 3% introductory cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases. Get 1.5 cash rewards on every $1 you spend on all new, net purchases after the intro period. If you […]
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