You should be able to build your credit history as the Belk card is reported to at least one credit bureau. However, to qualify for the card, you should have at least fair credit history. If your credit history is lower than fair, we would recommend you consider a regular credit card for bad or limited credit, not a store credit card. You can also apply for a secured credit card. A good example of such a card can be the Discover it® Secured with no annual fee and with a cash back rewards program. With this card, you’ll get 2% cash back at restaurants and gas stations and 1% cash back on all other purchases. In addition, Discover will match all your rewards after the year of using the card (provided you are a new cardmember).
Other Popular Credit Card Rewards FAQs
If it is the Disney Rewards Visa card you are considering, then it won’t help you a lot. The card has 1% rewards, which is low even for co-branded cards. And the $50 statement credit is way surpassed by most of any cards. We strongly suggest that you better take a general rewards card, cause […]
Continue »Unfortunately, as the WorldPerks Visa credit card is not issued since 2008 and WorldPerks loyalty program isn’t available there is no way to redeem WorldPerks miles. Moreover, all the WorldPerks miles you’ve earned already expired, as they disappear after only a 36 months of account inactivity. If you need a good alternative to the WorldPerks […]
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