Credit Card Rewards FAQS

Qmiles are valid for a period of 3 years and will expire twice a year at the end of the semester in which those Qmiles where earned. Expiry dates will be 30th June and 31st December each year. For example, Qmiles earned between January and June 2015 will expire 30th June 2018 and Qmiles earned between July and December 2015 will expire 31st December 2018.

When you apply for the Meijer Credit Card you may be approved either to the Mastercard version of the card or to the card that can be used only at Meijer. The Meijer credit card without Mastercard logo is a co-branded credit card which can only be used at Meijer stores and gas stations. You won't be able to use this card anywhere else. If you want your credit card to be accepted everywhere (including Meijer locations), you should apply for a general credit card with Gas Rewards. Here you can see the offers with 0% Intro APR and no annual fee to maximize your savings.

Unfortunately, as the WorldPerks Visa credit card is not issued since 2008 and WorldPerks loyalty program isn't available there is no way to redeem WorldPerks miles. Moreover, all the WorldPerks miles you've earned already expired, as they disappear after only a 36 months of account inactivity. If you need a good alternative to the WorldPerks card you may consider applying for the travel rewards credit card.

There are plenty of choices regarding credit cards to use at Sinclair gas stations. Most general rewards credit cards nowadays give you rewards for any purchases, including gas purchases. Moreover, you can choose different types of rewards - points, miles or cashback.

In case you want to earn rewards at different gas stations, it is better to consider general credit card with gas rewards than a gas station co-branded card. Gas station cards often can be used only at that brand of gas stations or with partners (if it has any) and the same is with the rewards earning. General gas rewards credit cards are more flexible – you can use them everywhere and earn rewards on every purchase.

The Phoenix RCBC Bankard Mastercard is issued by the RCBC bank, which is situated in the Philippines. Unfortunately, as a citizen of the US, you won't be able to apply for the card. However, you may apply for the gas rewards credit card that can be used at all gas stations and everywhere else. Such cards will allow you to earn rewards easily on gas purchases and redeem them on any purchases you want. Moreover, such cards usually have large sign-up bonuses.

We would definitely advise against obtaining on of the co-branded cards, including the MAPCO credit card. Even leaving aside the fact that it's accepted only at selected providers, we have the fact that the terms for the card are very unclear. And co-branded cards rarely have profitable conditions. What would really benefit you is the general rewards cards. Such cards are accepted anywhere and they have lower APR and fees, and what's even more important, they have high rewards on all purchases, not just gas purchases.