Credit Card Fees FAQs


Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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Credit cards from famous brands often come with high rates and fees. If you want to get credit card for your Uber rides, consider 0% and low intererst credit cards to avoid getting stuck with high interest rates or rewards credit cards.

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Nordstrom Retail card and Nordstrom Visa cards come with high APR, like most store credit cards. If you don’t want to apply for their credit card, you can apply for a regular rewards card that offers 0% APR on purchases.

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If you have bad credit there are several options for you with no annual fee. You can choose a secured credit card or an unsecured credit card. Secured cards are rather easy to get because they require at least minimum security deposit to be paid before the card is issued. As for unsecured credit cards […]

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The Discover cards allow earning good cash back on Lane Bryant purchases. There is a guaranteed 1% cash back on all purchases and 5% cash back on purchases in rotating categories (note, you have to sign up each time to get this bonus). The cards’ cash back rewards will be combined with rewards earned through […]

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Even if you really shop often at Gap and affiliated stores like Banana Republic and other, Gap credit card isn’t a great deal, like most store credit cards. The APR is really high, much higher than average.

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Make sure you do not carry too much balance. It is recommended to use only up to 30% of your available credit. If you can pay off the card balance in full each month, do it. The less you owe, the better. If you have other credit accounts, make sure they are in good standing […]

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OneTravel credit cards are issued by Synchrony Bank. The OneTravel Credit Card’s interest rate for purchases is 27.74% (variable). The OneTravel Visa’s interest rate on purchases is 26.74%. The OneTravel Visa Signature’s interest rate on purchases will be either 16.74% or 26.74% (also variable). Your interest rates will be determined by the issuer based on […]

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