We do not offer call service for the time being but you can always write us and ask your question.
Meanwhile, as you are interested in balance transfer offers, let me tell you some general aspects that may be useful to you. First and the most important is that you can apply for a balance transfer credit card only if you have good-to-excellent credit history. It means that your credit score should be somewhere in space from 700s to 800s. If you do not meet this requirement it’s worth considering a different credit card.
The second thing you should know about is the amount of credit you are going to transfer. If you have outstanding balances on your credit cards, it is highly unlikely you will be able to move all this onto a single balance transfer credit card. However, if you transfer only a portion of it, this will be better than nothing and can be a big step towards lowering your overall debt.
Another thing to know when transferring balances is fee that may be charged by the issuer to complete the process. In general you will be asked to pay 3% – 5% of the transferring amount.
The decision to transfer balances from high rate credit cards to one offering a lower APR for several months or longer can appear a smart financial move. But as all important financial moves this requires calculation and discipline. Preliminary calculations you can do even right now. Use you our balance transfer calculator to know if it is worth transferring your balances.
This is only general information and if you want something to be clarified or have some particular questions, feel free to contact us.
Other Popular Balance Transfer Card FAQs
What is a balance transfer?
A balance transfer is moving of your debt from one credit card (or cards) to a different card with a lower interest rate (usually 0% intro APR). When you are struggling to pay off your debts, the balance transfer can be of great help. The most popular type of balance transfers is a credit card […]Continue »
Can I apply to AARP card and transfer balances to it?
AARP credit card is not the best choice to transfer your balances. This card hasn’t got 0% intro APR on balance transfer.Continue »
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