I have many credit cards and few of them have a hight rate, what I can do for get a solution for that? Do you know who can help me to do a consolitation, because I paid every month de minimun. Thank you, ХХХ

Actually, it is not advised to have too many credit cards, so, consolidating your cards is a good thing to do, even though this can lower your credit score in the short run. Decide which cards you want to keep (for instance, old cards (in order not to shorten your credit history), cards with low rates and no annual fees or cards with the higher limit (mind your balance to limit ratio) and to close (for instance, not so old cards, cards with the higher rates and fees or cards with a low limit). Consider transferring your credit card balances, say, with the higher rates and fees onto a lower interest rate credit card. At our web site you can find attractive balance transfer credit cards that offer 0% introductory APR on balance transfers. These cards will help you consolidate your credit cards, get rid of your credit card debt faster and save in interest. Be careful and act reasonably when consolidating your credit cards so as not to hurt your credit badly.