How would you know what the amount of credit line would be before applying to know if it will be large enough to transfer a large credit card debt? If the credit line wouldn’t be large enough to transfer the whole card I wouldn’t want to open up another credit card account.
Answered on Friday, January 14th, 2011 by
James Williams

Before applying you can estimate your credit line (that is your credit limit) by using the average limit of your other cards but in fact it is very difficult to say for sure before applying what the amount of your credit limit will be as it is a bank or a credit card company to decide on this. To determine the amount of your credit limit as well as the interest rate and the length of the introductory period your individual credit score is used. If you are a person with excellent credit history, you will be granted the lower interest rate and higher credit limit. If your credit score is low the situation is quite opposite and in this case it is better for you to be realistic about applying for a new balance transfer card. It is possible that your rate will be higher, your introductory period may be 3 to 6 months only, your credit limit may be less than the amount you requested and you will only be able to transfer a part of your balance.
If you decide to apply for a balance transfer credit card, pay close attention to our selection of balance transfer credit cards issued by well-known and reliable banks and credit card companies. Apply for the card of your choice online right from our site. An online card application you will be redirected to is safe, quick and easy.

Other Popular Balance Transfer Card FAQs

Unfortunately, you will not be able to do this. If you have a balance with, for example, Chase Bank, you won’t be able to get a different credit card from Chase and transfer that balance for a zero-interest deal. But fortunately, there are many balance transfer offers to choose from, so chances are, you’ll be […]

Continue »

If you’re carrying a balance on a credit card that has a high interest rate, the best thing to do is apply for a balance transfer credit card with a zero-percent interest rate for a limited time. These cards, which give you a 0% APR for anywhere from six months to 21 months, are a […]

Continue »

  1. What is your question?
  2. Please, enter your question and contact information so that we can send our answer to you by e-mail.
  3. (valid email required)
  4. (required)
  5. Captcha

Best Credit Offer
Discover it® - 18 Month Balance Transfer Offer
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Consumer Rating: 5 / 5
Copyright © 2001-2017 All Rights Reserved.

* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions. makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that may be compensated by the credit card issuers when the readers apply for a credit card through this site. is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. does not review or list all available financial or credit offers.

Disclosure: Not an access card.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.