How to rebuild my credit fast or how long does it take? I have a subprime car loan that I’ve paid on time for 8 months now.
Answered on Saturday, December 14th, 2013 by
James Williams

Check your credit history and credit score if you haven’t checked it some time. See if your perfect loan payment history improved your credit score. If your credit score improved, continue making payments on time on your loan to improve your credit score further. Try to avoid missing payments.

You can get a credit card to gear up your credit improvement. You will get a faster improvement of your credit score, if you show you can manage different credit accounts. Consider applying for a secured credit card. Once you have the card, try to use only 30% of available credit or even less. Make all the due payments on time. You can even pay off the card balance every month if you wish.

Don’t forget to monitor your credit reports regularly. That will help you to notice some errors or inaccuracies and dispute them before they lower your credit score. You will also be able to see your progress in credit improving.

Other Popular Bad Credit Card FAQs

While this may sound like a rational decision, it is not. Co-branded credit cards, like the SuperAmerica credit card, are not the best choice for building credit, they are simply not meant for that. They are limited in use – you wil most likely be able to use a card only for one brand purchases – which won’t be much help in credit building.

Continue »

With a poor credit history, there’s not much of a choice for you, but you still have some options. There’s no guarantee that a MAPCO co-branded credit card will be approved for you. Besides, one of your goals would be to build credit to be able to apply for more better cards.

Continue »

Thank you!

Your question has been successfully sent!

What is your question?
Please, enter your question and contact information so that we can send our answer to you by e-mail.
Please fill in all the required fields.
            
Best Credit Offer
First Access Visa
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Consumer Rating: 4 / 5
Copyright © 2001-2018 BestCreditOffers.com All Rights Reserved.

*See the credit card's terms and conditions on the online application page. Note that this website may be compensated by credit card issuers when the visitor applies for a card through the links on this website. We do our best to maintain all information accurate and up to date. However, we do not warrant the credit card information won't change. Click the "Apply Online" button and review the current info on the secure credit card terms page.

Information in these articles is brought to you by BestCreditOffers.com. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.

The BestCreditOffers.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com website are property of their respective owners.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Disclosure: Not an access card.

You've successfully subscribed!

Please specify the following:All these fields are optional

Thank you for providing this information! We will make sure our letters are useful for You.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.