Choose the right credit card to rebuild your credit after bankruptcy

Tuesday, March 1st, 2011

Most Americans are clueless as to how to rebuild credit after having filed for bankruptcy in recent years.  The perennial question that is on everyone’s mind is – which credit card is good in order to rebuild credit after filing for bankruptcy?

Most individuals are in a dilemma as they don’t want to end up applying for the same cards and get multiple rejections.  The ones with a poor credit history do not want to get exploited by the subprime cards that charge exorbitant interest and sky-high fees.

Sometimes people are even scared to apply for a new card due to the problems they have faced in the past.  However, one must understand that, one must not allow past fears and mistakes to take over under these circumstances.

The first thing that one must do is to shop around for a good credit card deal, and use the comparison sites online – like or

One good suggestion that has come forward is the Orchard Bank Secured MasterCard, which is basically issued by HSBC and is supposed to have a host of interesting features, and is especially meant for those with bad credit or no credit. It is for those who wish to improve their credit rating.

The yearly fee on this card is just $35 and that too is waived for the first year. The variable APR (tied to the prime rate) is at 7.9% at the moment.

Latest Bad Credit Card News

Thursday, February 5th, 2015
When you are looking for a new way to financing, you might want to consider a personal loan instead of a credit card. Personal loan can be an inexpensive way to consolidate debts, ...
Wednesday, December 24th, 2014
Getting rejected for a credit card is always frustrating especially if you are on hard times. However, many banks have a credit card application reconsideration line you can call ...
Friday, October 3rd, 2014
Walmart, the America’s largest retailer, and Green Dot Corp. announced the rollout of GoBank, a checking account product available to almost anyone over 18 who passes an ID check. ...
Sunday, January 5th, 2014
A lot of people are using credit cards nowadays. Ones find credit cards necessary to build credit history. The others cannot imagine their lives without credit cards. Many things ...
Wednesday, January 16th, 2013
Today lenders are increasingly offering credit to “near-prime” consumers as they look for ways to increase their bottom line.
Best Credit Offer
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Consumer Rating: 4 / 5
Pacific Credit Group Emporium Black Card
Copyright © 2001-2016 All Rights Reserved.

* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners. makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that may be compensated by the credit card issuers when the readers apply for a credit card through this site. is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. does not review or list all available financial or credit offers.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.