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Wednesday, December 1st, 2010

The interest rates on card can vary between companies as well as an individual’s credit rating (anywhere between 0% to around 39% annual percentage rate). But, standard credit cards with low rate of interest are challenging the terms of borrowing. The low-rate cards are posing a challenge even to the personal as well as the […]

Monday, November 22nd, 2010

The annual percentage rate on your credit card depends on your credit rating. This means it can be anywhere between 0% – 40% and even more, varying drastically. However, low rate credit cards, when looked at from a different perspective are actually challenging the idea that credit cards are an expensive way of borrowing money. […]

Tuesday, October 12th, 2010

Ever since the delinquency rates dropped by over 26%, card issuers are having a field day and promoting their 0% offers to prime borrowers. Any individual with a credit score of over 720 is flooded with mail from card companies. Balance transfers have a longer grace period of about 21 months and 0% APR`s on […]

Saturday, October 2nd, 2010

Now that the 0% credit card is back, it is but natural for many of us to think of opting out of our regular credit cards (with 18% or over) to 0% credit cards. It is a clever ploy and one has to deal with caution before jumping in to these alluring offers and doing […]

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