I am looking for a credit card - I have good credit on its way to excellent credit. would like to get 0% intro rate on purchases for 12 months, no annual fee, and good variable rate after the intro rate what do you recommend

Answered on August 05, 2010
Updated on August 05, 2010
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
View our best low rate card offers for people with good or excellent history to choose what is best for you. While majority of low interest rate credit cards have 0% introductory APR on Purchases for only as long as 6-9 months, some do offer 0% interest rate for a period beyond that. To choose the longest 0% intro APR with no annual fee and a good rate afterwards, compare new credit card offers from Citi® or Chase. Select the according bank page from the main menu. Besides long 0% introductory rate some of these offers have a variable regular APR that might depend on your creditworthiness. No annual fee, cash back, discounts on gifts cards, merchandize, travel and more are available with the best offers from these banks.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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Click here and browse the low rate credit cards we have on offer. Consider 0% intro APRs on purchases and/or balance transfers and be sure to find the credit card right for you.
If your dentist accepts credit cards as a method of payment, there should not be any obstacles. Since you are considering paying for your treatment with a credit card, we would recommend you consider getting a credit card with 0% intro APR and rewards program. Thus, you will be able to save on interest and to earn rewards on card purchases.
The CareCredit cards do not provide any insurance. They are medical credit cards that give access to a line of credit that can only be used at a limited number of providers. If your doctor accepts CareCredit, you may want to take a closer look at this card. However, note that medical cards come with a high go-to interest rates, and promo financing is rather tricky. The promo financing does not give you zero interest, it gives you a differed interest, meaning that if you are late with a single payment or unable to pay off the balance by the end of the promotional period, you will be charged...

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