I have bad credit. Can I get instant approval?

Answered on August 04, 2010
Updated on August 04, 2010
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Yes, you can find and apply for instant approval cards even if your credit history is limited. Immediate application results are usually provided by companies issuing prepaid debit cards. The entire application process for a prepaid credit card is not only secure and simple, but also does not take a lot of your time. Usually there is no credit check required and you get instant approval, guaranteed. To see all available offers that provide instant approval, you can visit Instant Decision Cards page of our site.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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BROWSE MORE QUESTIONS ABOUT Instant Credit Card Offers:

As of today we offer instant decision credit cards aimed at bad credit. But you can browse through the credit cards targeting good to excellent credit and choose a card you like best. It can take up to 30 days to process your card application. If you are approved for the card of your choice, it will arrive in the mail in 7 to 10 business days.
In terms of credit cards banks and credit card companies decide instantly on whether you are approved or not based on your credit information. An instant approval credit card is a credit card with an instant response. You will know whether you are approved or not in a couple of minutes or faster. However, despite the name – instant approval credit cards – the credit card issuer can still decline your application when you do not meet certain criteria. Or you won't get instant approval if a credit card issuer needs some additional information or your application requires manual check.
In general a credit card arrives within ten to fifteen days from the date of approval. So you have no reasons to worry about it as the time hasn’t run out yet. Credit card companies usually inform of the estimated date of card arrival via approval letter, also they should give you a phone number in case you have questions. If you have some doubts you can call the company about your credit card and clear up everything you wish to know.

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