Can I use store credit cards anywhere? Just want to apply for a Forever 21 credit card and wanted to make sure I can use at any other places.

Answered on February 01, 2018
Updated on February 01, 2018
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
No. Store cards are usually limited to one issuing store. You can use your Forever 21 credit card only for shopping at Forever 21 in-store and online. However, if a store credit card has a Visa or Mastercard label on it, then you can use it everywhere. If you need a credit card that can be used everywhere, then look at general rewards credit cards that are issued by major banks. There are a lot of different credit cards for any type of credit. Even if your credit is far from perfect, you can find a general credit card for you.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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Valero has a tiered rebates system. You earn 4¢ per gallon on every gallon purchased when you purchase at least 50 gallons per billing cycle or earn 8¢ per gallon on every gallon purchased when you purchase at least 75 gallons per billing cycle (up to a maximum of 110 gallons). Gas rebates will automatically appear on your monthly billing statement. For more traditional and easy to understand reward options, see general rewards credit cards and especially cash back cards. Those give you simple cash back every time you purchase anything anywhere and rewards are also redeemable everywhere.
If you have an excellent credit there are a lot of credit cards that will bring you more benefits than JCPenney rewards credit card. If you want to save on shopping with a credit card at your favorite stores, you may choose a regular credit card with cash back rewards.
Consider frequent flyer credit cards to earn miles and enjoy air travel benefits. Study the features associated with these credit cards carefully. Hope you will find the credit card right for you.

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