I want to apply for Nordstrom credit card as it offers 2x points on Nordstrom purchases. Do you think it is a wise decision?

Answered on January 03, 2018
Updated on January 03, 2018
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
On the one hand, Nordstrom credit card earns 2x points at Nordstrom, but on the other, if you have store credit card, you are not able to use it anywhere you want and your points are redeemable only for Nordstrom purchases. General rewards credit cards give you more flexibility in using your card and earning rewards, and when you redeem them. The right credit card for you depends on your spending preferences. If you prefer traveling, choose from travel rewards credit cards, if you want to earn cash back - cash back credit cards are a good option.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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BROWSE MORE QUESTIONS ABOUT Credit Card Rewards:

You will earn cash back by making purchases at select merchants. These merchants can be found in the Venmo Card section of Venmo app. Earned cash back will be applied to your Venmo account. If you are looking for cash back, we recommend you to apply for cash back credit cards.
For sure, you may choose from different cash back credit cards. You may find there offers with up to 5% cash back, no annual fee, sign-up bonuses and other perks. Pay attention to credit cards with increased cash back bonus categories. For example, if you spend a lot on gas purchases, credit cards with special cash back on gas category may be your choice.
HSBC Cash Rewards Mastercard® credit card comes with the following cash back rewards: 3% introductory cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases. Get 1.5 cash rewards on every $1 you spend on all new, net purchases after the intro period. If you want to earn more, you may consider other cash back credit cards.

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