Is there a better credit card to get than the Sam's club credit card?

Answered on April 07, 2017
Updated on April 07, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
If you like shopping at Sam's, you may be temped to apply for their store credit card. However, before you fill out that application, think carefully about what you're hoping to get out of the card. If you want to earn cash back, points, or travel rewards, you're better off with another type of credit card. There are plenty of cards for people with all levels of credit, so whether you have an average or an excellent credit score, you can find a card that offers rewards on every purchase, at the warehouse store and at other places, as well. You want a card that you can use when you're traveling, when you're at home, and for everyday purchases. A card that's branded to just one retailer can be limiting, and there's no reason to have that card rather than one that will offer perks like no foreign transaction fees, a price guarantee that refunds the difference if your purchase goes on sale after you buy it, or earns you frequent flyer miles. Look around and you're sure to find the perfect choice for you.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question


Valero has a tiered rebates system. You earn 4¢ per gallon on every gallon purchased when you purchase at least 50 gallons per billing cycle or earn 8¢ per gallon on every gallon purchased when you purchase at least 75 gallons per billing cycle (up to a maximum of 110 gallons). Gas rebates will automatically appear on your monthly billing statement. For more traditional and easy to understand reward options, see general rewards credit cards and especially cash back cards. Those give you simple cash back every time you purchase anything anywhere and rewards are also redeemable everywhere.
If you have an excellent credit there are a lot of credit cards that will bring you more benefits than JCPenney rewards credit card. If you want to save on shopping with a credit card at your favorite stores, you may choose a regular credit card with cash back rewards.
Consider frequent flyer credit cards to earn miles and enjoy air travel benefits. Study the features associated with these credit cards carefully. Hope you will find the credit card right for you.

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There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.