I applied for a HEB credit card to buy a home theater, but I'm not sure if it's the best financing option. What things should I consider when financing big purchases? Are there better options?

Answered on May 15, 2017
Updated on May 15, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
This is a smart question and you are doing well considering different options for your purchase, even after applying for a HEB credit union card. When shopping for some costly electronics next time, consider applying for a credit card that offers a 0% APR on purchases for the first year, followed by a low ongoing APR. Having a low-interest credit card is a useful thing; it's like carrying a versatile financial tool in your pocket. A rewards credit card is an even better choice; take your pick of a cash back card, travel rewards card, or points card that offers easy, flexible reward redemptions. Even if your credit is only average, there are cards available to you that are better deals than an in-store financing deal. So shop around and choose the perfect card before you pick out the perfect new stove to go in your kitchen.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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