I am currently planning on buying an entire new wardrobe from Belk within the next few weeks. I don’t have all the money needed to make my desired purchases, so I’ve been planning on applying for their card. Do you think the Belk credit card is worth applying for?
Answered on Friday, May 26th, 2017 by
Amy Miller

The Belk card can could have some benefit to someone who frequently shops at Belk. With the base level card, you can collect a $10 reward certificate for every 400 points you earn. Although this card allows you to earn rewards for your shopping at Belk, the rewards are limited compared to other credit cards that are available. If I were to apply for a rewards credit card, I would prefer to go for a more general card that would allow me to earn points from more than just one store. In addition, if you are planning to finance a large purchase, you should avoid using the Belk card, or any store credit card for that matter. In this case, try applying for a general credit card that offers a 0% introductory APR on purchases.

Other Popular Credit Card Rewards FAQs

A co-branded card means is that the credit card is issued by a financial institution in partnership with a particular merchant. This could be a department store, an airline, a hotel chain, or a fuel company. The highlight of co-branded cards is that they come with special discounts and features for the customers of a […]

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February 9th, 2018
Are cash back cards worth it?

When you are thinking of applying for a credit card, all factors need to be taken into account, especially if you pay any fees for this card. With cash back cards, it’s pretty simple – yes, in most cases they are worth it. Cash back cards give you plain and easy to use rewards that you can redeem on your purchases. So, basically you buy something and then erase its cost with your cash back.

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