Hello, I currently have the Belk Rewards Card and I recently found out about the Belk Elite Card. I want the free shipping that comes with it, but I'm not sure if it's worth working towards. Do you think the Belk Elite Card is worth it?

Answered on May 07, 2017
Updated on May 07, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Before becoming a Belk Elite cardholder, you must first become a Belk Premier cardholder. To become a Belk Premier Cardholder, you must spend $600 as a Belk Rewards cardholders. To become a Belk Elite cardholder, you must spend a total of $1,500 on your Belk credit cards within a calendar year. Aside from the free shipping, there aren't many other benefits. Additional benefits include a quarterly 20% off personal sale day, as well as a 20% off birthday coupon. In my honest opinion, I do not believe the Belk Elite card is worth the $1,500 you need to spend to get it. Unless you are paying thousands of dollars in Belk shipping fees, the Belk Elite card is a real waste of time and money.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question


Valero has a tiered rebates system. You earn 4¢ per gallon on every gallon purchased when you purchase at least 50 gallons per billing cycle or earn 8¢ per gallon on every gallon purchased when you purchase at least 75 gallons per billing cycle (up to a maximum of 110 gallons). Gas rebates will automatically appear on your monthly billing statement. For more traditional and easy to understand reward options, see general rewards credit cards and especially cash back cards. Those give you simple cash back every time you purchase anything anywhere and rewards are also redeemable everywhere.
If you have an excellent credit there are a lot of credit cards that will bring you more benefits than JCPenney rewards credit card. If you want to save on shopping with a credit card at your favorite stores, you may choose a regular credit card with cash back rewards.
Consider frequent flyer credit cards to earn miles and enjoy air travel benefits. Study the features associated with these credit cards carefully. Hope you will find the credit card right for you.

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There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.