Hello, I currently have the Belk Rewards Card and I recently found out about the Belk Elite Card. I want the free shipping that comes with it, but I'm not sure if it's worth working towards. Do you think the Belk Elite Card is worth it?

Answered on May 07, 2017
Updated on May 07, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Before becoming a Belk Elite cardholder, you must first become a Belk Premier cardholder. To become a Belk Premier Cardholder, you must spend $600 as a Belk Rewards cardholders. To become a Belk Elite cardholder, you must spend a total of $1,500 on your Belk credit cards within a calendar year. Aside from the free shipping, there aren't many other benefits. Additional benefits include a quarterly 20% off personal sale day, as well as a 20% off birthday coupon. In my honest opinion, I do not believe the Belk Elite card is worth the $1,500 you need to spend to get it. Unless you are paying thousands of dollars in Belk shipping fees, the Belk Elite card is a real waste of time and money.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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You will earn cash back by making purchases at select merchants. These merchants can be found in the Venmo Card section of Venmo app. Earned cash back will be applied to your Venmo account. If you are looking for cash back, we recommend you to apply for cash back credit cards.
For sure, you may choose from different cash back credit cards. You may find there offers with up to 5% cash back, no annual fee, sign-up bonuses and other perks. Pay attention to credit cards with increased cash back bonus categories. For example, if you spend a lot on gas purchases, credit cards with special cash back on gas category may be your choice.
HSBC Cash Rewards Mastercard® credit card comes with the following cash back rewards: 3% introductory cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases. Get 1.5 cash rewards on every $1 you spend on all new, net purchases after the intro period. If you want to earn more, you may consider other cash back credit cards.

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