Does the Target credit card offer rewards?
Answered on Monday, May 1st, 2017 by
Amy Miller

The Target credit card doesn’t offer a rewards program, like points or cash back rewards programs, but offers 5% discount at Target every day (see their terms for the full terms and conditions). However, the credit card has a high APR which will definitely wipe out any discount you may receive if you carry a balance.

If you want to apply for a credit card with rewards, you may choose from cash back credit cards. For example, consider the Discover it® Cash Back. With this card you will be able to earn 5% cash back in rotating categories that change each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more (up to the quarterly maximum). You will earn 1% cash back on all other purchases. What is more, you will get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year (only for new cardmembers). This means, you could turn $150 into $300. Also this card comes with 0% intro APR and no annual fee.

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