I love shopping at discount chain stores and would like to learn how to earn Big Lots rewards when I shop there. Do I have to use a credit card to get them, or can I pay with cash?

Answered on July 05, 2016
Updated on July 05, 2016
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Unfortunately, paying with cash doesn't allow you to reap many rewards. In order to earn cash back, points, miles, or other incentives offered by stores and banks with rewards credit card products. You have to actually use a credit card to make the purchases. But I have a question for you, too. Why do you prefer to use cash? If you're worried that you won't qualify for a credit card, you can be assured that there are many credit cards designed for people with limited credit, average credit, or even poor credit. You can also consider a prepaid card or a secured card. A secured card is a good choice if you'd like to establish credit or repair your credit score. So don't give up on getting those rewards by using a credit card to make your purchases.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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BROWSE MORE QUESTIONS ABOUT Credit Card Rewards:

You will earn cash back by making purchases at select merchants. These merchants can be found in the Venmo Card section of Venmo app. Earned cash back will be applied to your Venmo account. If you are looking for cash back, we recommend you to apply for cash back credit cards.
For sure, you may choose from different cash back credit cards. You may find there offers with up to 5% cash back, no annual fee, sign-up bonuses and other perks. Pay attention to credit cards with increased cash back bonus categories. For example, if you spend a lot on gas purchases, credit cards with special cash back on gas category may be your choice.
HSBC Cash Rewards Mastercard® credit card comes with the following cash back rewards: 3% introductory cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases. Get 1.5 cash rewards on every $1 you spend on all new, net purchases after the intro period. If you want to earn more, you may consider other cash back credit cards.

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