I love shopping at discount chain stores and would like to learn how to earn Big Lots rewards when I shop there. Do I have to use a credit card to get them, or can I pay with cash?

Answered on July 05, 2016
Updated on July 05, 2016
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Unfortunately, paying with cash doesn't allow you to reap many rewards. In order to earn cash back, points, miles, or other incentives offered by stores and banks with rewards credit card products. You have to actually use a credit card to make the purchases. But I have a question for you, too. Why do you prefer to use cash? If you're worried that you won't qualify for a credit card, you can be assured that there are many credit cards designed for people with limited credit, average credit, or even poor credit. You can also consider a prepaid card or a secured card. A secured card is a good choice if you'd like to establish credit or repair your credit score. So don't give up on getting those rewards by using a credit card to make your purchases.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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