T.J. Maxx offers two credit cards: TJX Mastercard and the TJX store card. With these cards you can shop at TJ Maxx, Marshalls, HomeGood stores and earn points to use towards future purchases. If you are a frequent shopper, you will be able to earn 5 points on your purchases at these stores. However, TJX Rewards card, like many other store cards, come with high interest rate. So, carrying a balance on this credit card could be costly. What is more, store credit cards and rewards you’ve earned are often can be used only at particular stores.
It’s better to consider credit cards with cash back rewards. Such cards can be used anywhere and comes with good rewards. For example, the Discover it® Cash Back credit card is a good option. You will earn 5% cash back at rotatating categories (you should register each quarter to receive rewards). Plus, 1% cash back on all other purchases. Also all the cash back you’ve earned will be matched at the end of your first year, if you are a new cardmember. You could turn $150 into $300. You can redeem your cash back for any amount, any time. Cash rewards never expire. Also this card comes with no annual fee and with 0% intro APR on purchases (when the introductory interest rate is over, the ongoing APR will apply).
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Continue »Qmiles are valid for a period of 3 years and will expire twice a year at the end of the semester in which those Qmiles where earned. Expiry dates will be 30th June and 31st December each year. For example, Qmiles earned between January and June 2015 will expire 30th June 2018 and Qmiles earned […]
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