Is there a card that gives more cash back for shopping at Amazon.com than their co-branded card?
Answered on Thursday, March 15th, 2018 by
Amy Miller

In reality the Amazon Rewards Visa Card is inferior to many cards and especially to the Discover it Cashback Match. Although the Amazon card rewards are competitive, the sign-up incentive leaves something to be desired. The card only offers a $50 Amazon.com gift card upon approval. There are several cards that will give you $100 or more in the form of cash back or a digital gift card to be used at Amazon.com. For example, with the Discover it® – Cashback Match™ you can turn $150 into $300. All you need to do is to get the card and use it for shopping to earn 1% cash back on all purchases and up to 5% cash back in rotating categories (including Amazon.com). Note that you need to activate 5% cash back rewards to be able to earn additional cash back in rotating categories. Category earnings are capped to $1,500 in spendings and you will continue earning 1% cash back when you exceed the cap. All your first-year earnings will be matched at the end of your first year (provided you are a new cardmember). So, basically you can maximize your spendings to get a much as you can for the first year.

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We would definitely advise against obtaining on of the co-branded cards, including the MAPCO credit card. Even leaving aside the fact that it’s accepted only at selected providers, we have the fact that the terms for the card are very unclear. And co-branded cards rarely have profitable conditions.

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