As much as I appreciate the JCPenney rewards program included with their, JCPenney is not really my favorite place to shop at and I'd like to earn and redeem rewards at even more places. Is there a card that I can use to earn rewards on all of my department store shopping?

Answered on October 13, 2017
Updated on October 13, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
There are many cards that can be used for this purpose. Unfortunately, store cards like the JCPenney rewards credit card are not affiliated with any major payment network and therefore can only be used with one specific retailer. Unlike store cards, regular credit cards can be used to make purchases almost anywhere. Many regular credit cards include a rewards system of their very own. Using a regular credit card with rewards to compete your purchases will allow you to collect reward points over time. Depending on the card you have, the points you earn can possibly be redeemed on gift cards and even award travel. A cashback card is also a good standby, since it will allow you to receive a small percentage back on every purchase you make.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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BROWSE MORE QUESTIONS ABOUT Credit Card Rewards:

Valero has a tiered rebates system. You earn 4¢ per gallon on every gallon purchased when you purchase at least 50 gallons per billing cycle or earn 8¢ per gallon on every gallon purchased when you purchase at least 75 gallons per billing cycle (up to a maximum of 110 gallons). Gas rebates will automatically appear on your monthly billing statement. For more traditional and easy to understand reward options, see general rewards credit cards and especially cash back cards. Those give you simple cash back every time you purchase anything anywhere and rewards are also redeemable everywhere.
If you have an excellent credit there are a lot of credit cards that will bring you more benefits than JCPenney rewards credit card. If you want to save on shopping with a credit card at your favorite stores, you may choose a regular credit card with cash back rewards.
Consider frequent flyer credit cards to earn miles and enjoy air travel benefits. Study the features associated with these credit cards carefully. Hope you will find the credit card right for you.

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