I have had a Bank of America rewards card for students for 2 years. Now my credit is better and I want to get a card with lower interest rate (or even 0% APR). Can you offer any rewards credit card for me?
Answered on Thursday, June 13th, 2019 by Amy Miller
Updated: June 13th, 2019
Amy Miller
The content is accurate at the time of publication and is subject to change.

If you want to transfer your balance to a new credit card, note that many credit cards offer 0% APR on purchases for cardholders. If you need this feature you’d better consider getting a regular credit card, that may offer not only 0% intro APR on purchases but even decent rewards and no annual fee.

For sure, you can find great offers for your future purchases. For example, the Discover it® Cash Back credit card comes with no annual fee and cash back. It offers 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Discover will match ALL the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched. If you are looking for travel rewards, consider travel rewards credit cards from major banks.

All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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