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April 30, 2007, 6:47 am
is usa gold credit cards a scam?i gave them my routing number and checking account number?
At our site we present the best credit card offers
April 30, 2007, 6:35 am
I am looking at applying for a debit card which I can use over seas with minimal fees. I would also like to know that it has good security, incase of theft or loss as i will be traveling throughout Indonesia, Europe and South America
The matter is that we present only the best credit card offers
from the leading credit card companies. We do not present debit cards at our site. Debit cards just look and feel like credit cards but they operate in a completely different way. We offer you to use search engines or apply to banks or credit companies directly and find out all the necessary information about debit cards before applying for a card. If you need contact information of any credit company or bank you can click the link "Apply" at any credit card of the bank at our site and using supplementary links go to the official website of the bank where all the contact information are presented.
April 30, 2007, 6:31 am
My credit report is 804 and I was wondering what is the highest one could attain and how I might improve on what I have. I would also like to know the ramification on my report if I run a credit report.
Your credit is excellent. The highest credit score is 850. You see, we do not have any kind of access to your credit report. At our site we work to collect the alluring credit card offers
from the top credit card companies and banks. Your credit report is created by Credit Reporting Agency which collects and saves information about you and provides it to banks and credit companies. You need to apply to one of the three major reporting agencies to learn about the ramification on your credit report and check your credit report for any inaccurate information. You do not need to make special efforts to improve your credit. It is already excellent. Just do not miss your payments. This fact may negatively affects your score.
April 30, 2007, 6:30 am
what would be the best cred card to apply for with a small business with fair credit,say 620-670 score
Our site works to collect and present the best credit card offers from the top credit companies. Business credit cards
, presented at our site, are only for good or excellent credit. We offer you to look for business credit cards for fair credit at other sites and perhaps, you will attain a success. At our site you can find fair credit cards
for consumers not for business. If they help you in some cases, we will be very glad. Look through the fair credit cards, compare their features and terms very attentively and choose the best one. At our website you can apply for this credit card online.
Business credit cards
April 30, 2007, 6:17 am
I just opened a new buisness and need to appy for a buisness credit card..... No luck with american express
presented at our site are only for good or excellent credit. You did not mention in your inquiry what credit you have. As we suppose, you have bad or fair credit, because American Express credit cards are also for good or excellent credit and you had no luck with it. There are banks that issue business credit cards for bad credit. As we know, one of such banks is Wells Fargo. Look through Wells Fargo credit card offers
presented at the site of our partners. If you don't find any credit card for business, apply to the bank directly and check if they still issue business credit cards or not. If you need its contact information you can click "Apply" by any credit card of the bank and using the links you will go to the official site of the bank where its contact information is presented.
April 30, 2007, 6:17 am
I have applied for a discover card almost one month ago. I called today Discover card and they have no record of any application. Are you a broker? Do you have a name? Phone number? Address? an e-mail address? It very much liiks like a fraudulant site. If I do not get a reply from you by tomorrow, with a name, address and a phone number that I can refer to, I will consider your site fraudulent and contact authorities.
You see, we are only the site that presents the up-to-date and sufficient information about the best credit card offers
from the leading credit companies and place them in a way convenient for comparison. When you apply for a credit card online you barely click the link "Apply online" at our site. You fill an application form already at the official site of the bank. Our website is only an intermediate publisher. Perhaps, you have made some mistakes in making online application. Why do you think that it is our error if Discover bank has no record of your application? It is not clear. We do not provide our customers with our contact information, therefore we can not give you our contact number and address.
April 30, 2007, 5:59 am
What credit score is considered good credit?
To tell you the truth, the original formula of the FICO and other scoring models is a trade secret. Still, Fair Isaac designates five factors, affecting your credit score and the importance given to each factor. Other scoring models include most of the same factors. However, the weight given to individual factors may vary. Thus, you credit score is determined by your payment history, amounts owed, length of your credit history, new credit obtained, and types of credit used. It isn`t a secret that the most important factor is your reliability, expressed in paying your bills timely. The number of delinquent accounts and the length of time the account went unpaid also factor into the calculation. Your payment history may also include financial problems that have ended up in court such as bankruptcy or judgments entered against you. Generally the requirement for good credit is 660-749, and you`re considered to have good credit history, which means you can afford to apply for good credit cards
with fairly inviting terms.
April 30, 2007, 5:53 am
Hi, My credit FICO score is 705 , however I had a chapter 7 bankruptcy 3 years ago, can you advise me what banks would take a bankruptcy with a good credit score? I do not want a high interest rate with a score over 700 , thanks
It is extremely bad as your credit history has suffered. It may take a long time to be approved. Don't expect to get a large credit limit after bankruptcy. Bunkruptcy information may be reported for 10 years.In this case you can get only certain cards which are called secured credit cards
. Unsecured credit cards for bad credit are also profitable but they are expensive and give little credit. On sites of some banks you can choose a card, fitting to you, without its ordering. Just fill the service-list, pointing your credit conditions, and it'll show you the list of cards. But before you start applying for a loan, check your credit report and make sure all your accounts are in order. For many issuers your income is more important than your financal problems. You should explain why you went bunkrupt.You can give preference to Secured Mastercard from Orchard Bank with low APR and low annual fee.
April 30, 2007, 5:28 am
Over a week ago I applied for a Disccover Clear card, for balance transfers, and would like to know the stattus of my application is and how long does it take to process it.
Your reply would be gratly appreciated.
When you apply for a credit card online the bank needs some time to consider your application, check your credit report and then make a credit decision. This time depends on the type of the credit card you applied for. It can take a couple of days, a week or even a month. Then the bank sends you a statement. There you can find the information about your status and other data concerning your credit card. You can get this information only at the bank. Just call the customer service of the bank and ask your questions.
April 30, 2007, 5:25 am
I have an invitation from 1st financial bank. Could you please help me know whether i could take the card and what are the pro's ans con's of 1st financial bank USA Visa card for students.
Unfortunately, at our site we do not present credit cards from 1st Financial Bank and cannot help you. You need to apply to your bank directly to clear up these moments. We suggest you to look through the detailed information about student credit cards presented at our site. Among the best student credit cards
you can find credit cards for college students and high school student credit cards. You need just compare these credit cards, their terms and features, choose the best one that suits your requirements and make a student credit card application online.