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Answering your questions is our job and we love it! If you've just applied for a card you are not happy with and now wish to cancel your application you can simply not activate the card and close the account. However if you have activated the card and now want to cancel it, you should bear in mind, that it will lower your credit score, and if no annual fee or something like that is included into the terms of the card, it’s not necessary to cancel the card until its expiry date (however this won’t add any credit points to your report). Of course, if there are fees that you don't want to pay, it will be better to cancel this credit card to avoid undesirable payments. The way of cancelling an undesired credit card is determined by the bank and is described at its official site or can be explained by phone. As far as we are not a credit company, we can’t help you in canceling the card or the application, our site is only meant to provide you the best credit offers and to help you to apply for cards online. So in any case you’d better try to contact your bank and learn all the details there. All the best, Manager of Immediate Credit Card Care Service The credit score is the main factor that determines your creditworthiness. Nowadays the banks and credit companies offer cards for people with all types of history - excellent, good, fair, poor or no history at all. If you score amounts to 660 it is considered good. So, you are welcome to choose among the cards for good credit from Discover, American Express and Chase. However, mind, that before applying for a card you should request your scores from all three credit bureaus, not only one of them. You see, lenders generally look at the lowest score, not at the highest one. So, if your lowest score is below 660 it would be better to turn to the cards for fair credit.All the best, Manager of Immediate Credit Card Care Service If you are not 18 yet you don't have the right to get a loan. However if you wish to build up your credit history you can do the following. Ask your parents to open a savings and a checking account in your name, if they haven't done it yet. This is essential as it proves your financial independence and ability to deal with money. You can also become an authorized user of one or more of their credit cards. In this case the cardholders will be your parents but you will be able to use the credit limit. Try to keep the balances on them as low as possible, as all the information (both positive and negative) will be reflected in your report. Another way to get a card right now is to draw the so-called co-signer, that is a person who will be responsible if you don't pay off your bills on time. But mind that in this case too all the negative information will hit your report and damage your score. If you use the cards properly, in time you'll have good credit history and will be eligible for the best credit cards. All the best, Manager of Immediate Credit Card Care Service When you apply for a card approval can in fact take various periods of time. If your score is either good or excellent the quickest way is to get an instant approval that generally requires only a few minutes. On out site you can look through the several variants of cards with the instant approval from Discover, American Express and Citibank. In some cases (but no always!) you can start using the money immediately after getting an approval. If you get instant approval, bank can show you your credit card number and expiration date right away. So you will be able to shop online or by the phone with it. However you will not be able to go to the store because you won’t have the card itself. Also mind that you won't be able to use your whole credit limit before your card arrives for security reasons. Finally, it must be emphasized that there are no cards that will guarantee you that. Some customers get this option, but not all, probably for security reasons. All the best, Manager of Immediate Credit Card Care Service First of all, it should be said that only the bank can determine your credit limit. The main factor that is taken into account is your credit risk. The better payer you are the higher limit you’ll be given. That's why before applying for a card consider your credit report, learn your current score and estimate your financial state. $3000 is quite a high limit that is hardly given to the people with bad credit. Mind, that the limit depends on the terms of your card and may be changed according to your credit history. It is not a constant value; it may vary as your score varies. So, if you want the higher limit you must use your credit properly, pay all the bills on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits. All the best, Manager of Immediate Credit Card Care Service Our website gives you an opportunity to compare business credit card offers fitting your special needs and financial plans. Nowadays banks present a great variety of online applications for small new businesses. Choose the best business offers, which will let you control your employees' spending, raise your bank credit limits and provide discounts and bonuses for business expenditures. Among the best online business deals, presented at our site, you can find best offers from the USA top companies and banks - Visa®, MasterCard®, American Express® and others. However all the business deals presented on our site require "personal guarantee" or in other words require Social Security number. We do not have any credit cards that would require business EIN, based on companies credit history. All the best, Manager of Immediate Credit Card Care Service When you receive a message that you are pre-approved to get this or that card that in fact means nothing but the fact that you are eligible for this card according to your credit history and that theoretically the bank would be glad to provide it to you. The aim of it is merely promotional. It is only up to you to decide whether to submit an application or not. If you gave decided to accept the offer you can easily do it online. Unfortunately you haven’t named the bank which card you are interested in. In fact there are numerous offers of Visa, that’s why it is problematic to understand what particular card you mean. On our website you are welcome to choose between the best Visa cards; look through the page devoted to them and perhaps you’ll find the one you need. After that just click “apply”, fill the form and submit you application online. All the best, Manager of Immediate Credit Card Care Service At the moment on our website we offer you a service of online application for best credit cards for such countries as the USA, the UK, Canada and Belgium. So, if you are an official resident of one of the abovementioned countries (not necessarily the USA) you are welcome to apply for the present cards (even if you are currently abroad). Unfortunately we don’t offer credit card deals for the residents of other countries. If you are eager to get a card don’t forget to turn to your report and learn your credit score before submitting an application form. Choose a card according to your score, read all the details concerning it and then apply for it online. All the best, Manager of Immediate Credit Card Care Service If you have made up your mind to apply for a credit card, the most important thing is to choose which of them to prefer. Our web-site is meant to help you in this choice. Here you can find sufficient information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. Your main task is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. After you've chosen the card you need you only have to fill the required application form and submit it online. When your application is approved, you credit card will be sent to you by post. If you have any questions concerning the choice of cards, we'll gladly try to help you. All the best, Manager of Immediate Credit Card Care Service A credit card balance transfer means reallocating your debt from a high interest card to one with better terms. It's often used to save money, because the majority of lenders offer no annual fee and 0% APR on balance transfers for introductory period from 6 to 15 months. Moreover, it is also possible to consolidate debt from more than one card. Mind that these cards are designed mainly for people with good or excellent history, so consider your report before applying for one of them. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. At our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months and Blue from American Express® and American Express IN:NYC charge no balance transfer fees. Compare all 0% balance transfer cards options, fill the application form and submit it online through our service, All the best, Manager of Immediate Credit Card Care Service