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Immediate credit card care service

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 ex.: How can I apply for a credit card?
Displaying 150 to 160 (of 443 questions)
Page:   16 of 45
February 18, 2008, 3:08 am
I am full time student, I have credit scores of 621, 618, 616, three charge off's (five years old) and one judgement (8 years old) . I am too afriad to apply for a student card because I was rejected in the past (one year ago) by Citibank and Discover. What do I do next?
If you are 18 years old, we can offer you to look through bad credit cards or secured credit cards presented at our site. You need just compare them very carefully and make your choice. These cards are for people who want to rebuild their credit history. At our site you can apply for the credit card online. If you are less than 18 years old you can wait till this age or use a co-signer to get a credit card. A co-signer is a man (e.g. father, spouse) with good or excellent credit who signs a promissory note to pay your debt to the bank if you are not able to do it. In this case you can get a credit card and use it.
February 18, 2008, 3:08 am
I dont have suffiecient credit history. but i want to get a credit card. No one ones to give me a credit card because of insuficient credit history. So how am i supposed to get a credit history when i am being denied credit card. Please help me.
If you are denied a credit card, there is an opportunity to get a secured credit card. Secured credit cards is a good way to begin establishing your credit history. Firstly, you should open a bank account to confirm your financial stability. And after it you can make online credit card application. Our credit card applications for bad credit allow you to apply for credit card with a poor credit score. Guaranteed approval credit cards can be also beneficial but you must have enough income. They charge higher fees and rates. You can also solve this problem with the help of a co-signer, a friend or a relative, who will have to pay your debt in case you fail to do it.
February 18, 2008, 3:08 am
how can i apply for a credit card
If you are going to apply online for credit card, you are to get sure that you can qualify as a credit card holder at all. Thus, you are supposed to buid credit history or, if you do have it already, it must correspond to the requirements of a certain credit card offer you claim to. So, if you are just starting your credit history, you can look through No credit card offers and if you have established credit already, go to Best credit card offers allowing you to aply online for credit card with different credit ratings. But before you fill out the online credit card application, make sure your credit rating goes with the requirements of the credit card offer. So, check up your credit score. Once you've chosen a certain credit card, press "Apply online" and fill out the application provided, then send it to the bank and wait to see if you're approved or not. Best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
i want to balance transfer on to one account i filed bk last feb any advise
If you filed bankruptcy last February, it is recorded in your credit report and most probably damaged your credit. In other words, you seem to have bad credit history. Still the first reasonable step you should take is to obtain your credit score first from one of the national credit bureaus: Experian, TransUnion, and Equifax. You can also get your score through the official online source established for this purpose. If you`re aware of your credit score it`s easier for you to select proper credit card application. To consolidate your credit card debts you should apply for one of balance transfer credit cards. Generally speaking, American banks tend not to issue balance transfer cards for people with bad credit score. The exception is one of bad credit secured credit card, namely, New Millennium Platinum Visa or Platinum MasterCard with the benefits of Platinum status, including emergency cash transfers, free $150,000 accident insurance, free auto rental insurance, and free extended warranty protection. You can also try to apply for Orchard bank CreditVue MasterCard with balance transfers available.
February 18, 2008, 3:08 am
I just applied and got approved for a Blue for student American Express card with a 9,000 limit. My APR is something like 4.99% but my question is what does this apply to? If i pay off my full balance a few days before its due, every month, will i ever have to pay APR? I guess my question is this, does APR apply to your overdue unpaid balance, or is it included in my statement at the end of the month, if i always pay it off in full. Thanks so much for your help
If you have 4.99% fixed APR for the life of the balance, this means you pay the APR along with the other monthly payments, but the rate is indicated as per year. In fact, this charge will be less, when your monthly payments lower the credit amount. If you do not pay your credit card bill in full monthly, the APR can greatly affect how much money you give your credit card company for the short-dated use of their money. According to the terms and conditions, your account is reviewed monthly and will be considered in default if minimum payments are not timely paid one time, or seriously in default if minimum payments are not timely paid two or more times, your account is overlimit three or more times, or your payment is returned by your bank or financial institution, in each case during any portion of the 12-month period ending with the Closing Date of the current billing period. Best, Manager of Immediate Credit Card Care Service, www.BestCreditOffers.com
February 18, 2008, 3:08 am
I HAVE ONLY MY GREEN CARD,CAN I GET A CA I.D.? I DO NOT DRIVE AND I AM NOT A US CITIZIN
If you have a Green Card, you have right to get Social Security Number, which is required while filling in online credit card application for any type of credit card. If you don't have SSN now, you should get it, applying for it online or in some other way applicable. Once you've obtained your SSN, you can start comparing credit card applications online. You seem to have no credit history in the USA, therefore, you`re most likely to qualify for one of bad/no credit cards, which will help you to build your credit. Compare credit cards online and apply for a card you like!
February 18, 2008, 3:08 am
I need a second chance unsecured credit card thatr doesn't require any up front fees or a bank account

how to obtain an unsecure credit card without all the fees but have bad credit due to past medical expenses
If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site you are welcome to turn to the page devoted to cards for bad credit history. Consider all the information about each card, compare the present offers and choose one that complies with your needs. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. You must understand that the terms of the card are by far determined by your credit risk; thus, the better your history you have, the better terms of credit you are eligible for. That's why it is rather difficult to find cards for bad credit without any fees. Most of them charge annual fee (though its amount can vary significantly). If the card has no annual fee it requires setup or maintenance fee. The initial credit limit is generally low; it'll increase gradually as long as you make the payments on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. All the best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
i have severe bad credit from creditors im lookin for an unsecured credit card to rebuild my credit please help
If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. All the best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
I need an unsecured credit card that doesn't require up front fees or a bank account.
If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Mind, however that it is impossible to find an offer for poor score absolutely without any fees. Most unsecured deals do require annual or setup fees. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. All the best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
APPLY FOR CREDIT
If you have decided to apply for a credit card, the most significant thing is to choose for which of them to apply. Our web-site is designed to help you in this choice. Here you are able to find adequate information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. The first and the most crucial thing you should do is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers, if it amounts to 620-659 choose among fair credit cards, and if it is above 660 you are eligible for deals for people with good history. After you've chosen the card you need you only have to fill the required application form and submit it online. When your application is approved, you credit card will be sent to you by post. If you have any questions concerning the choice of cards, we'll gladly try to help you.
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