The Horizon Card Services is not a bank but a company which allows you to shop online at their online store. The company offers the consumers to open a credit account with them thus allowing to shop at their store and get a desirable credit line.
You can apply for the Horizon Gold or Freedom Gold card if you want a credit card but your credit history is poor and the major card issuers constantly turn you down. The cards are not only shopping credit accounts, they are unsecured credit accounts which are reported to a credit bureau. That means you have a chance to build or improve your credit history.
Horizon cards can only be used at thehorizonoutlet.com where you, as a member, can find exclusive offers which can save you a lot. Here, at the Horizon Outlet you can find anything you want from apparel to accessories and from home products to electronics. That is the privilege of membership and shopping account. But you will have to pay a monthly membership fee if you want to have access to exclusive offers.
As many other shopping credit cards, Horizon cards cannot be used outside the online store. The cards do not bear Mastercard®, Visa® or any other logo. If you are looking for some additional credit or simply want to increase your shopping power, take a closer look at Horizon cards.