First Electronic Bank partners with dynamic technology and financial services providers to offer credit products across the credit spectrum: from prime to subprime, from small businesses to individual consumers, from general purpose credit cards to point-of-need installment loans.

In today's technologically driven environment, First Electronic Bank and its partners reach across the nation to provide valuable, innovative financial products to diverse groups of consumers and businesses - including those with no credit or less-than-perfect credit.

With 20 years of operating history, First Electronic Bank allows you to get such features as no annual fee, no foreign transaction fees, rewards, etc. to cover your simple everyday demands. If you have declared bankruptcy in the past or have limited or poor credit, First Electronic Bank has credit cards available for customers with no credit or less-than-perfect credit, as well as for people with prior bankruptcies. You can even improve your credit score as the issuer report your transaction history to three major credit bureaus.