This offer is not available in CT, DC, GA, IA, MA, WV, WI. See offers for your state

Card
Network

Visa®
Bank

Cross River Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Fair, Average, Poor

This offer is not available in CT, DC, GA, IA, MA, WV, WI. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in CT, DC, GA, IA, MA, WV, WI. See offers for your state

MAIN CARD FEATURE

$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

CARD DETAILS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Combine the flexibility of a card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Mobile app to access your account anytime, anywhere
  • See Rates & Fees
+ Pros
  • Unsecured credit lines.
  • Wide acceptance.
  • Welcome bonus.
- Cons
  • Annual fee.

REWARDS: Cash Back

Rewards Program
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Rewards Bonus
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

PURCHASES

Intro
APR

N/A
Ongoing
APR

21.96% - 29.99%
Penalty
APR

N/A
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

21.96% - 29.99%
Balance Transfer
Fee

Up to 5%
Penalty
APR

N/A
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

N/A
Cash Advance
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$39
Foreign Transaction
Fee

Up to 3%
Late Payment
Fee

$0
Card Overall Rating
APPLY
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