Card
Mastercard®
Network
Mastercard®
Bank
WebBank
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Excellent/Good
Recommended
Excellent/Good
MAIN CARD FEATURE
Get $200 in bitcoin when you spend $3,000 in your first 90 days. Intro Promo Terms
CARD DETAILS
- Get $200 in bitcoin when you spend $3,000 in your first 90 days. Intro Promo Terms
- Earn 4% back – now includes gas, EV charging, transit, taxis & rideshare purchases up to $300 in spend per month, 1% thereafter. Spend cycle refreshes on the 1st of each calendar month.
- Earn 3% back on dining and 2% back on groceries.
- All other purchases earn 1% back per dollar spent.
- You can earn rewards in bitcoin, ethereum or 50+ other cryptos currently available on Gemini.
- No annual fee and no foreign transaction fees. See Rates & Fees to learn more.
+ Pros
- Welcome bonus
- High rewards rates
- No annual fee
- Cons
- Rewards paid only in crypto, but you can choose to receive rewards in stablecoins, which are pegged to the US dollar
REWARDS: Cash Back
Rewards Program
- Get $200 in bitcoin when you spend $3,000 in your first 90 days. Intro Promo Terms
- Earn 4% back – now includes gas, EV charging, transit, taxis & rideshare purchases up to $300 in spend per month, 1% thereafter. Spend cycle refreshes on the 1st of each calendar month.
- Earn 3% back on dining and 2% back on groceries.
- All other purchases earn 1% back per dollar spent.
Rewards Bonus
Get $200 in bitcoin when you spend $3,000 in your first 90 days. Intro Promo Terms
Get $200 in bitcoin when you spend $3,000 in your first 90 days. Intro Promo Terms
PURCHASES
Intro
N/A APR
Ongoing
16.49 to 34.49% Variable APR
Penalty
33.49% Variable APR
Minimum Grace
See terms Period
Minimum Interest
If you are charged interest in a billing cycle, the charge will be no less than $0.50 on purchases and Cash Advances. Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
N/A APR
Balance Transfer
N/A Fee
Penalty
N/A APR
Minimum Grace
See terms Period
CASH ADVANCE
Intro
N/A APR
Ongoing
29.49% Variable APR
Cash Advance
$10 or 3% of the amount of each cash advance, whichever is greater. Fee
Penalty
33.49% Variable APR
Minimum Grace
See terms Period
GENERAL FEES
Application Processing
See terms Fee
Annual
$0 Fee
Foreign Transaction
$0 Fee
Late Payment
Up to $35 Fee
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