Card
Mastercard®
Network
Mastercard®
Bank
Merrick Bank
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Bad/Fair/Good
Recommended
Bad/Fair/Good
MAIN CARD FEATURE
3% cash back at gas and EV charging stations, grocery stores and drugstores
CARD DETAILS
- See if you are Pre-Approved with no impact to your credit score
- 3% cash back at gas and EV charging stations, grocery stores and drugstores
- 1% cash back on all other purchases
- No expiration dates and no limit to how much you can earn
- No annual fee
- Automatic review for credit line increase in as little as 6 months
- No surprise fees: No over-the-limit, no returned payment and no foreign transaction fees. Plus, no rate hike for making a late payment
- Zero Fraud Liability
+ Pros
- Unlimited cash back on eligible purchases.
- No annual fee.
- Automatic credit increase reviews.
- No foreign transaction fees.
PURCHASES
Intro
N/A APR
Penalty
None APR
Minimum Grace
See terms Period
Minimum Interest
See terms Charge
BALANCE TRANSFERS
Intro
See website for Details* APR
Ongoing
23.99%-29.99% (Variable) APR
Balance Transfer
$5 or 4% of the amount of each Balance Transfer, whichever is greater. Fee
Penalty
None APR
Minimum Grace
See terms Period
CASH ADVANCE
Intro
See terms APR
Ongoing
23.99%-29.99% (Variable) APR
Cash Advance
Either $10 or 5% of the amount of each Cash Advance, whichever is greater. Fee
Penalty
None APR
Minimum Grace
See terms Period
GENERAL FEES
Application Processing
See terms Fee
Annual
$0 Fee
Foreign Transaction
None Fee
Late Payment
Up to $40 Fee
Have Questions?
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