Card
Mastercard®
Network
Mastercard®
Bank
Barclays
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Excellent/Good
Recommended
Excellent/Good
MAIN CARD FEATURE
Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one point for every one dollar you spend. Every purchase gets you closer to the rewards you want.
CARD DETAILS
- Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one point for every one dollar you spend. Every purchase gets you closer to the rewards you want.
- Patented brushed stainless steel front and carbon back—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions.
- 1% value for cash back redemptions.
- 24/7 Luxury Card Concierge®—Available by phone, email, and live mobile chat.
- Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
- Members-only LUXURY MAGAZINE®.
- Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
- Annual fee: $195 ($95 for each Authorized User).
- Earn one point for every one dollar spent.
- Terms and conditions apply.
+ Pros
- A point rewards credit card
- 2% Value for Airfare Redemptions
- Exclusive Luxury Card Travel Benefits
- Cons
- High annual fee
PURCHASES
Intro
N/A APR
Ongoing
17.99% APR
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
Minimum Interest
See website for Details* Charge
BALANCE TRANSFERS
Intro
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening. APR
Ongoing
17.99% APR
Balance Transfer
Either $5 or 3% of the amount of each transfer, whichever is greater. Fee
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
CASH ADVANCE
Intro
N/A APR
Ongoing
28.24% This APR will vary with the market based on the Prime Rate. APR
Cash Advance
Either $10 or 5% of the amount of each cash advance, whichever is greater. Fee
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
GENERAL FEES
Application Processing
See website for Details* Fee
Annual
$195 ($95 for each Authorized User added to the account) Fee
Foreign Transaction
0% of each transaction in U.S. dollars. Fee
Late Payment
See website for Details* Fee
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