Card
Mastercard®
Network
Mastercard®
Bank
Barclays
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Excellent/Good
Recommended
Excellent/Good
MAIN CARD FEATURE
Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.
CARD DETAILS
- Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.
- Patented brushed stainless steel front and carbon back—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions.
- 1% value for cash back redemptions.
- 24/7 Luxury Card Concierge®—Available by phone, email, or the Luxury Card App.
- The Luxury Card Travel® program (e.g., room upgrades at check-in, resort credit, complementary Wi-Fi, and daily breakfast for two).
- A suite of additional Mastercard® travel, shopping and special offers.
- Annual fee: $195 ($95 for each Authorized User).
- Terms and conditions apply.
+ Pros
- A point rewards credit card
- 2% Value for Airfare Redemptions
- Exclusive Luxury Card Travel Benefits
- Cons
- High annual fee
PURCHASES
Intro
N/A APR
Ongoing
19.49% APR
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
Minimum Interest
See website for Details* Charge
BALANCE TRANSFERS
Intro
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening. APR
Ongoing
19.49% APR
Balance Transfer
Either $5 or 3% of the amount of each transfer, whichever is greater. Fee
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
CASH ADVANCE
Intro
N/A APR
Ongoing
29.74% This APR will vary with the market based on the Prime Rate. APR
Cash Advance
Either $10 or 5% of the amount of each cash advance, whichever is greater. Fee
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
GENERAL FEES
Application Processing
See website for Details* Fee
Annual
$195 ($95 for each Authorized User added to the account) Fee
Foreign Transaction
0% of each transaction in U.S. dollars. Fee
Late Payment
See website for Details* Fee
Have Questions?
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