Card
Network

Mastercard®
Bank

Barclays
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Excellent/Good
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one point for every one dollar you spend. Every purchase gets you closer to the rewards you want.

CARD DETAILS

  • Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one point for every one dollar you spend. Every purchase gets you closer to the rewards you want.
  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—Available by phone, email, and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Members-only LUXURY MAGAZINE®.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $195 ($95 for each Authorized User).
  • Earn one point for every one dollar spent.
  • Terms and conditions apply.
+ Pros
  • A point rewards credit card
  • 2% Value for Airfare Redemptions
  • Exclusive Luxury Card Travel Benefits
- Cons
  • High annual fee

PURCHASES

Intro
APR

N/A
Ongoing
APR

17.99%
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*
Minimum Interest
Charge

See website for Details*

BALANCE TRANSFERS

Intro
APR

0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.
Ongoing
APR

17.99%
Balance Transfer
Fee

Either $5 or 3% of the amount of each transfer, whichever is greater.
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

28.24% This APR will vary with the market based on the Prime Rate.
Cash Advance
Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*

GENERAL FEES

Application Processing
Fee

See website for Details*
Annual
Fee

$195 ($95 for each Authorized User added to the account)
Foreign Transaction
Fee

0% of each transaction in U.S. dollars.
Late Payment
Fee

See website for Details*
Have Questions?
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