Card
Network

Mastercard
Bank

Barclays
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Excellent/Good
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

24K-Gold-Plated – Patented Card Design

CARD DETAILS

  • 24K-Gold-Plated – Patented Card Design
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $995 ($295 for each Authorized User)
+ Pros
  • A point rewards credit card
  • 2% Value for Airfare and Cash Back Redemptions
  • Exclusive Luxury Card Travel Benefits
- Cons
  • High annual fee

PURCHASES

Intro
APR

N/A
Ongoing
APR

16.49% This APR will vary with the market based on the Prime Rate.
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*
Minimum Interest
Charge

See website for Details*

BALANCE TRANSFERS

Intro
APR

0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Ongoing
APR

16.49% This APR will vary with the market based on the Prime Rate.
Balance Transfer
Fee

Either $5 or 3% of the amount of each transfer, whichever is greater.
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

26.74% This APR will vary with the market based on the Prime Rate.
Cash Advance
Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*

GENERAL FEES

Application Processing
Fee

$100 Global Entry Application Fee Credit
Annual
Fee

$995 ($295 for each Authorized User added to the account)
Foreign Transaction
Fee

0% of each transaction in U.S. dollars.
Late Payment
Fee

See website for Details*
Card Overall Rating
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