Card
Network

Mastercard®
Bank

Barclays
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Excellent/Good
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).

CARD DETAILS

  • Patented black PVD metal card—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1.5% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $495 ($195 for each Authorized User).
  • Earn one point for every one dollar spent.
  • Terms and conditions apply.
+ Pros
  • A point rewards credit card
  • 2% Value for Airfare Redemptions
  • Exclusive Luxury Card Travel Benefits
- Cons
  • High annual fee

PURCHASES

Intro
APR

N/A
Ongoing
APR

14.99%
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*
Minimum Interest
Charge

See website for Details*

BALANCE TRANSFERS

Intro
APR

0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.
Ongoing
APR

14.99%
Balance Transfer
Fee

Either $5 or 3% of the amount of each transfer, whichever is greater.
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

25.24% This APR will vary with the market based on the Prime Rate.
Cash Advance
Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*

GENERAL FEES

Application Processing
Fee

Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual
Fee

$495 ($195 for each Authorized User added to the account)
Foreign Transaction
Fee

0% of each transaction in U.S. dollars.
Late Payment
Fee

See website for Details*
Card Overall Rating
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