Card
Mastercard®
Network
Mastercard®
Bank
Barclays
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Excellent/Good
Recommended
Excellent/Good
MAIN CARD FEATURE
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
CARD DETAILS
- Patented black PVD metal card—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions.
- 1.5% value for cash back redemptions.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat.
- Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
- Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
- Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
- Annual fee: $495 ($195 for each Authorized User).
- Earn one point for every one dollar spent.
- Terms and conditions apply.
+ Pros
- A point rewards credit card
- 2% Value for Airfare Redemptions
- Exclusive Luxury Card Travel Benefits
- Cons
- High annual fee
PURCHASES
Intro
N/A APR
Ongoing
14.99% APR
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
Minimum Interest
See website for Details* Charge
BALANCE TRANSFERS
Intro
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening. APR
Ongoing
14.99% APR
Balance Transfer
Either $5 or 3% of the amount of each transfer, whichever is greater. Fee
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
CASH ADVANCE
Intro
N/A APR
Ongoing
25.24% This APR will vary with the market based on the Prime Rate. APR
Cash Advance
Either $10 or 5% of the amount of each cash advance, whichever is greater. Fee
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
GENERAL FEES
Application Processing
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more. Fee
Annual
$495 ($195 for each Authorized User added to the account) Fee
Foreign Transaction
0% of each transaction in U.S. dollars. Fee
Late Payment
See website for Details* Fee
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION
ASK OUR EXPERT!
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