Card
Network

Mastercard®
Bank

Genesis FS Card Services
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Bad/Poor
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

All credit histories considered

CARD DETAILS

  • Pre-qualify for a card today and it will not impact your credit score
  • All credit histories considered
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
+ Pros
  • Reports to all three major credit bureaus.
  • Easy pre-qualification.
  • Mobile account access.
- Cons
  • Annual fee may apply.

PURCHASES

Intro
APR

N/A
Ongoing
APR

23.9%
Penalty
APR

29.9%
Minimum Grace
Period

25 days
Minimum Interest
Charge

$0.50

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

29.9%
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

29.9%
Cash Advance
Fee

$0 during the first year; after the first year, 5% ($5 min, $100 max)
Penalty
APR

29.9%
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$0 - $99
Foreign Transaction
Fee

1% of each transaction.
Late Payment
Fee

Up to $38
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