Card
Network

Mastercard
Bank

Regent Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

Bad / No
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Earn up to 15% cashback at selected merchants

CARD DETAILS

  • Accepts immigrants and internationals without an SSN
  • Build credit faster
  • No credit check or hard inquiry
  • Earn up to 15% cashback at selected merchants
  • Get up to 4.00% APY396
  • 0% APR
  • You're pre-approved.397 Apply now with no risk to your credit score
+ Pros
  • Apply with your passport.
  • No credit check.
  • Cashback at selected merchants.
  • Credit building.

REWARDS:

Rewards Program
  • Up to 15% Merchant Cashback401
  • Up to 10% Random Cashback401
  • 1% Unlimited Cashback with Firstcard Premium
Rewards Bonus
No Rewards Bonus

PURCHASES

Intro
APR

See terms
Ongoing
APR

0%
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

See terms
Ongoing
APR

See terms
Balance Transfer
Fee

See terms
Penalty
APR

See terms
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

See terms
Ongoing
APR

0%
Cash Advance
Fee

$2.50
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$72-$144
Foreign Transaction
Fee

0%-3%
Late Payment
Fee

No
Card Overall Rating
APPLY
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