Card
Mastercard®
Network
Mastercard®
Bank
Pinnacle Bank
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Secured
Type
Secured
Credit
Poor/Limited/No Credit
Recommended
Poor/Limited/No Credit
MAIN CARD FEATURE
Up To 10% Cash Back on Purchases + 1% on Payments^^
CARD DETAILS
- Now offering Up To 10% Cash Back at select merchants with First Latitude!^^
- Make a Refundable Deposit & Use Your Card. Rebuilding Credit Can Be That Easy!1
- Designed to push you forward on your credit building journey with $0 Annual Fee.1
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.1
- All credit types welcome to apply!
- 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details.
- *See Important Disclosures for complete offer details
+ Pros
- Cashback rewards.
- All credit types welcome to apply.
- Reports monthly to credit bureaus.
- No annual fee.
REWARDS: Cash Back
Rewards Program
Up To 10% Cash Back on Purchases + 1% on Payments^^
Up To 10% Cash Back on Purchases + 1% on Payments^^
Rewards Bonus
No Rewards Bonus
No Rewards Bonus
Redemption Options
See website for Details*
See website for Details*
PURCHASES
Intro
N/A APR
Ongoing
27.49% (V) APR
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
Minimum Interest
See website for Details* Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
N/A APR
Balance Transfer
N/A Fee
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
CASH ADVANCE
Intro
N/A APR
Ongoing
27.49% (V) APR
Cash Advance
Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater. Fee
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
GENERAL FEES
Application Processing
See website for Details* Fee
Annual
$0.00 Fee
Foreign Transaction
3% of the transaction amount Fee
Late Payment
Up to $41.00 Fee
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION
ASK OUR EXPERT!
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CONSUMER DISCUSSION