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Displaying 430 to 440 (of 560 questions)
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October 1, 2008, 7:44 am
I need to buy a new laptop quickly, and have no credit because I am a college student. I only need a $1000 limit, but low APR and no annual fees. What credit card is right for me that I will actually be approved for?
Since you are a student, you can qualify for a student credit card. These plastics are OK for people with limited or no credit and have a number of advantages in comparison with regular plastics for limited credit. In spite of being available for limited or no credit, these cards provide rather low interest rates and some rewards programs. However, you cannot know for sure what your credit limit will be, as it depends on a number of factors like your credit history, income, the issuer's policy etc. If you do not get the credit limit you want, after some time of flawless credit usage the bank can extend your credit limit. Consider the following credit card offers for students. Capital One No Hassle Cash Rewards for Young Adults has low rate APR on purchases, 0 interest intro period and cash back rewards program. It is one of the most popular plastics for students. You can compare it with Capital One Standard Platinum for Young Adults which also has no balance transfer fees and credit management assistance. Citibank presents Citi Platinum Select Card for College Students which enables you to build your credit easily with 0% intro APR, free online account management. You can also put your photo on your credit card!
October 7, 2008, 4:09 am
I earn $72000 a year. I have some hospital bills against my credit. My bills are all paid. There are some late payments on my credit. Why can'tyou give me a credit card with a minimum credit limit of $1500

The high income is not enough to qualify for a good credit card. The first thing a creditor looks at is your credit score which might be damaged by the late payments in your name. If your score has got a serious hit, you need a credit card to boost it back, or to repair your credit. Unfortunately, all of them offer lower limits than $1 500, but if you use them wisely, the limit will rise. We suggest you consider the following cards:

Centennial Gold MasterCard®/Visa from First PREMIER Bank is a low interest rate plastic with $250 of initial credit limit. Once you make your first two payments on time, it will be increased. Gold MasterCard®/Visa , also from First PREMIER offers the same low APR and reasonable annual fee. These cards are great to get your credit good records, provided you are always on time and never exceed the limit.

If $250 credit limit does not satisfy you, think about a secured card which allows you to set your own limit. Millennium Bank Gold MasterCard® offers up to $10 000 in credit line if you can make a cash collateral deposit of the same amount. After a period of on time payments, the deposit requirement will be waived and you'll upgrade to a standard unsecured credit card with a good limit.

Choose a credit card best fitting your expectations and apply online.

October 7, 2008, 4:33 am
I have fair credit. I need a credit card with 0% balance transfer, no fee, low transfer fee, and a limit of at least $800 if possible. I have a card now with like 30% interest and it's killing me! Please help! Which card is best for me? Don't want to apply to one and not get it if there is one I have a better chance for! Thanks!
Unfortunately, the combination of features you're looking for cannot be found on a fair credit card. But we can offer you some fair credit deals with a more reasonable APR and up to $3 000 in credit line. Capital One Standard Platinum is a great no annual fee card with competitive APR on purchases and balance transfers. Capital One Platinum does charge annual fee but its interest is much lower. No Hassle PointsSM Rewards card offers a generous rewards program on top of low rate APR and moderate annual fee. All the cards are for people with less than good credit but without any bad payments in their credit file. With a credit line of $3 000, you can make a balance transfer and pay off your debt at a lower interest rate. Choose and apply for a credit card online.
October 7, 2008, 4:55 am
unfortunately i have bad credit. but would like to fix it and also obtain a credit card. I have been trying to apply for a credit card and no one has approved me what should i do
There are some reasonable credit card offers that could help you fix credit. Designed for bad credit applicants, they offer a small initial limit and a range of fees. We would advise you to apply for either Centennial Gold MasterCard®/Visa or Gold MasterCard®/Visa issued by First PREMIER Bank. Both have an attractive APR on purchases and low annual fees. If you pay your bills on time and keep card spending low, you'll be offered a limit increase and will repair your bad credit fast.

You may and you may not be approved for any of these cards depending on how bad your credit is. If you want to have more chances, we suggest you apply for a secured credit card meant for credit repair purposes. Because you secure the credit line with your own cash collateral, it is easier to qualify for. Once you boost your credit, you can change the card for an unsecured plastic.

Evaluate the card's features and compare them side-by-side to make a wise decision. Apply for a credit card online.

October 7, 2008, 5:31 am
I am in some credit card debt and I want to do blance tranfers... but when i look at the maximum available, it's only about $1500 - $2000.... are there any cards with a high limit so i can transfer more then one?
Yes, you can find a high limit balance transfer credit card but you'll be approved only if you have good credit. So, if your credit score is somewhere between 660 and 749 and there are no bad payments in your name, try applying for More Card - Clear from Discover Company. Though its credit limit is rather big, the actual credit line will depend on your income and on the amount of your available credit. If your credit is less than good, then you should apply for fair credit cards from Capital One. Capital One Platinum and Platinum-Visa have a low rate APR on balance transfers, as well as on purchases. However, the maximum credit limit on these cards is $3,000, which means you can transfer debt only from 1 of your cards. But, you are not prohibited from applying for two cards at a time. The approval will depend on how much credit you already have and whether it is too much already compared to your income. Study the cards' requirements and find your credit score to see which offer you qualify for. Apply for a credit card online.
October 7, 2008, 5:52 am
HOW CAN I GET A CREDIT CARD WITH NO TO LITTLE CREDIT THAT DOES NOT HAVE HIGH APR. WITH A CREDIT LINE UP TO AT LEAST $3'000
There are some low APR offers for little credit online, but they have some strict eligibility requirements. You should be a young adult with a stable job and a valid FICO at one of the major bureaus, or you should be a college student. If any of the statements are about you, consider the following cards: Capital One Platinum-Visa has currently a low rate APR on purchases - 8.9%. It offers a mild annual fee and a credit line up to $3,000. Capital One Classic Platinum has a bit higher APR but its annual fee is considerably lower. The same limit is available on this offer. Both cards have 0% intro APR on purchases until February, 2009.If you are a college student with limited credit, apply for No Hassle CashSM Rewards for Young Adults , also from Capital One Bank. A relatively low interest rate is combined with a generous cash back rewards program. You will also get $3 000 credit limit if you qualify.Compare the cards online and choose a most appropriate one. Then apply online.
October 13, 2008, 7:55 am
I need to find a small business credit card with low interest for balance transfers and then a low interest rate going forward. I need to transfer $5700 of the balance on my high interest credit cards over and then have a credit limit of $20,000. Can you guide me where to look?

thanks
If your credit allows you to qualify, you can apply online for one of the exclusive business credit cards with the features described. You should have a credit score varying from 660 to 850 and a long-term favorable payment history. Another major requirement is a high and stable job income to be able to manage the credit line. If it's all about you, look at what we can offer you. Blue for Business® Credit Card from American Express offers low interest rate on balance transfers until paid off and the same low rate after the intro period. Low rate on purchases, no annual fees and point rewards apply. Discover® Business Cashback Card comes with a low intro rate on balance transfers for 6 months and a reasonable rate after the intro period. 5% cash back bonus on business-related purchases apply.Before you apply, carefully learn the issuer's requirements. Make sure that your available credit is not too high already compared to your income. Check for late payments and erase them if there are some. Then, feel free to apply online.
October 21, 2008, 7:19 am
Are there any cards that will allow me to make a purchase on the Internet immediately?
Yes, there are a number of instant approval credit card offers online that, if you qualify, would provide you with a temporary card number for making online purchases immediately. To qualify, you need to comply with the issuer's requirements perfectly well. You are required to have good or excellent credit history to be accepted for Blue from American Express®, an instant approval card with no annual fee, low interest rates and point rewards. The other eligibility requirements include: good and stable income, long payment history, low debt-to-credit ratio and some other. Carefully read the card's terms and conditions before you apply.Similarly, More® Card - Clear is also designed for good-to-excellent credit applicants and may grant instant approval if your credit report data qualifies. There should be no bad payments or any inaccuracies in your credit file, so that the issuer can quickly decide whether to issue you credit or not.If your credit is less than good and needs improvement, you can hardly get credit instantly, but you can count on the bank's instant response. If the response is positive, you'll soon get your card and will be able to spend on it. Consider applying for Centennial Gold MasterCard®/Visa.Remember, that instant approval and instant decision may not mean you can use the card number immediately. It's a rare practice today. But, if you are the right applicant, the process can be faster which means you get the card sooner.
October 22, 2008, 12:03 am
we have a master card, can you tell me a good credit card that will add up airline miles and or cash back by using the card? also could i also use the card for grocerys etc. to add up points?thanks
If you want to earn rewards on groceries and other everyday purchases, then its best to apply for a cash back credit card. Basically, best cash back offers are meant for good/excellent credit customers, so check your credit report before you apply online. Discover® Open Road® Card offers double cash back bonus on grocery store purchases and 1% cash back on all other purchases. No annual fee and 0% intro APR on purchases apply. 2% cash back on groceries and 1% back on other purchases is also offered by No Hassle CashSM Rewards from Capital One. Cash rewards don't expire and there's no amount limit on them. The card has no annual fee and low rate APR on purchases.If you prefer miles rewards, and your purchases are not necessarily travel-related, consider applying for Capital One No Hassle MilesSM Rewards . You'll accumulate miles on each dollar spent on eligible purchases, with no expiration and limitations. Low rate APR on purchases and balance transfers apply with this offer.Make sure your credit rating complies with the requirements and apply for a credit card online.
October 29, 2008, 8:40 am
i have no, none credit and trying to start build credit what can i do?
If you have no credit - don't get disappointed. Although most major issuers feel more comfortable dealing with customers with a solid FICO score, there are also banks that provide offers specially designed for people with limited or no credit. They will help you build a credit history that will be become your best recommendation down the road! To save your time, we chose three offers that may suit you. Take a look at limited or no credit cards issued by Capital One. With Capital One® Platinum Visa you can establish credit at a reasonably low cost. It provides a zero introductory rate on purchases and a low variable APR afterwards. Capital One® Orbitz® Visa Platinum can be a good match for people who are looking for substantial travel rewards. Both cards are designed for young adults who have a stable income and at least some small credit score. You are also required to have no missed payments on your credit report. If you do not have a job and payment records, then consider a secured card. For most beginners, it is the only way to establish credit. Look at Black Diamond Visa® from Millennium Bank. It offers guaranteed approval for all applicants! You will have to secure the card with a cash collateral deposit that will determine your spending limit. The deposit will be waived as soon as you build up favorable credit.
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