Immediate credit card care service
Answering your questions is our job and we love it!
Displaying 420 to 430 (of 560 questions)
Page: 43 of 56
September 5, 2008, 1:46 am
i was filling out an application to 600 rewards card/ lost the application on line .please help me find that card.
Unfortunately, we do not have Rewards660 Visa at our site, so we can't help you with finding an application for it. However, being aware that this card is for limited credit and issued on the unsecured basis, we can offer a number of credit cards with similar features which you can apply for at our site. The reason why we recommend these plastics is the great popularity of these cards and really attractive terms of use. Capital One Standard Platinum card has 0% APR during the intro period and 19.5% APR after it. There are also extended warranties and a great savings program. Another credit card by this bank - Capital One Platinum Visa provides 8.65 % variable APR after several months of 0% intro period. This plastic also has a savings program and a number of other benefits untypical of plastics for limited credit.First PREMIER bank is known for its credit cards for limited and bad credit. Consider First PREMIER Gold MasterCard/Visa which provides instant decision, low interest rate of 9.99% and convenient online banking services. Compare these credit cards to the one that you are going to apply for, and see if one of these cards can be more beneficial to you.
September 5, 2008, 8:01 am
What is the lowest credit score you can have to receive a credit card?
Actually, it depends on the type of a credit card you are going to receive. A secured credit card does not require any credit score to be exposed, it is usually called "no credit check". So, if you are planning to get a secured credit card, you can have no credit score and you will be approved for one. Poor credit history starts with the score of 350 and with this score you can be eligible for an unsecured credit card for poor credit. be ready to rather high interest rates and low credit limit, which however, will get better after you show a reliable credit behavior. As a matter of fact, banks usually do not indicate the certain credit scores required for this or that credit card, so each application is considered individually. Here are some credit cards for limited and no credit history.Applied bank Visa is a great secured plastic for establishing credit. It provides quite loyal terms for those who are late with payments and has quite moderate interest rate and fees. Another secured credit card to consider is Black Diamond Visa by Millenium bank. It is widely accepted and has the convenience of the same interest rate for purchases and cash advances. As for credit cards that require no cash deposit, there are quite a number of them to choose among. Look for example at Capital One Platinum Visa which has quite low rate APR and fees while it provides savings for certain purchases, which is not a usual thing for less than average credit cards!
September 9, 2008, 7:39 am
i want to fix my credit. i need a unsecurd credit that doesn't have so many fees to taken out before i receive the card. thank you becky phillips beclar11@aol.com
The choice of the right credit card is of prior importance if you want to rebuild your credit. Also, it is important to apply for a credit card you are most likely to get. If your credit is really bad, the most likely option for you is secured credit card. Many people dislike this kind of a card because it requires a security deposit to be installed before the bank issues a credit line to you. however, this type of plastic prevents you from getting a denial.
If you are eager to get an unsecured credit card, you should be ready to higher than usual interest rates and low credit limit. However, in case you show reliable credit behavior, the bank can cut your interest and increase the credit limit, so it will be necessary to pay on time and in full.
Take a look at the following options for you case.
First PREMIER Centennial Gold MasterCard/Visa provides low APR on purchases, regular $50 credit limit increases and a number of additional services, including 24/7 account access. Actually, this lender presents quite a range of plastics for bad credit history. For example, you can compare this card to another one - First PREMIER MasterCard/Visa that also has quite a low APR on purchases, quick credit decision and the same additional services.
However, if you fear a denial, you can apply for a secured credit card like Applied bank Secured Visa which provides a low fixed interest rate independent of your payment style. You can also choose quite a high credit limit.
September 15, 2008, 8:38 am
i applied for a no credit credit card and dont understand why i didnt get it, if its specifically for those who do not have a credit history.
Unfortunately, it is impossible to give a definite answer to this, since every bank practice their own way to evaluate the applicant's eligibility. And there can be some information in your credit report that does not meet the bank's requirements to eligibility. We strongly recommend you to try to find out the reasons for denial by contacting the bank. it will help you in future when you try to make another credit card application.
The only way we can help you now is giving a list of the most popular credit cards for no credit.
Capital One Platinum Visa provides the attractive 0% APR on purchases which is followed by a competitively low variable APR. Besides, the card includes an exclusive savings program which helps you to save considerable on certain purchases.
Another mentionable credit card by Capital One is Capital One Standard Platinum which also provides 0% intro APR, but the ongoing APR is higher. A range of savings is also included in the offer.
people who have difficulties in getting credit due to such things as bad credit, often turn to secured credit cards. An alternative to secured cards can be a plastic by First PREMIER bank, for example, Centennial MasterCard/Visa which has a low interest rate and a range of additional services including online account management.
September 18, 2008, 1:31 am
looking for credit card other than first premier for not so good credit
If you are interested in credit cards for less than average credit and want to improve your credit score, you can consider a number of plastics by such leaders as Capital One and Orchard bank. Just compare the features of the plastics and make sure you are eligible for the chosen option befire sending your application. Capital One Platinum Visa has variable APR which is rather low and during the first months of card usage you are going to enjoy 0% intro APR. Another credit card to look at is Capital One Classic Platinum which also has a competitive variable APR and intro period of zero interest. Both the plastics provide a savings program for certain purchases.You can compare the plastics by Capital One with the product by Orchard bank - Classic MasterCard. It provides 0% intro period and quite moderate fees. This card also has convenient set of additional services: payments reminders, access to your account etc.
September 18, 2008, 1:53 am
No credit history, how to get a credit card?
if you have no credit history, of course, you can obtain a credit card, but you will have to be careful when making an application. Your aim now is to get approved, that is why you should search for a plastic you are eligible for. In many cases people apply for a secured credit card in order to prevent denial. However, before choosing a plastic, you should analyze your credit history and needs, as every applicant has a unique situation. As for credit card offers for limited or no credit, they are not many and you should be ready to pay fees and interest rates that are higher than those of a regular credit card. here are some options for estimation.Capital One Standard Platinum card has 0% for a number of months of introductory period. Besides, unlike most plastics for limited credit, this card provides a savings program! You can compare this credit card to another product of Capital One - Classic Platinum MasterCard which also has a variable interest rate and zero interest intro period. Besides, htis card provides no balance transfer fee which can also be useful for many consumers. Savings program is also attached to this credit card.In case you want to avoid denial or have some problems with credit in the past, you can consider Millenium bank Gold MasterCard which is issued on a secured basis and has guaranteed approval. the card is also remarkable for being widely accepted and providing travel insurance.
September 18, 2008, 2:10 am
Is there a card that does not have so many fees that you owe $250 before you even start? I realize there must be some fees to operate but alot of them are sooooo high on everything. Start up, annual, transaction etc, Can you halep me?
The amount and number of fees depend on the type of credit you have. if you have limited or no credit, the bank considers you to be a high risk, so you have to pay higher rates and fees. Most credit card for limited credit have such charges as setup fee and annual fee in addition to rather high interest rate. However, later on, as you show payment accuracy and wise credit card usage, some fees can be lowered or cut off. As for transaction fee, they can vary with different issuer, so you can make a little investigation to find the best option. Since you do not specify your credit score and needs, we can introduce a number of credit cards with minimum charges.If you have limited credit, you can consider Capital One Classic Platinum card which has no setup fee, a low annual fee and rather competitive interest rate. This card also includes a savings program which makes it rather attractive for consumers with credit to be improved. Another popular plastic of this type is Capital One Platinum Visa which also has a variable low rate APR and quite moderate fees. People who have positive credit history can apply for American Express Blue card which provides no annual fee, the latter being a rare thing for good credit cards. This plastic also hs a low interest rate on alance transfers and an alluring points rewards program.
September 18, 2008, 7:58 am
Since I am a student and need additional monies for books, housing, laptop, what would be the highest credit limit for me?
There are a number fo student credit card offers issued by different banks. All of them are designed to meet students' basic needs and are issued after the bank looks throught he applicant's credit history. Student credit cards by different banks have various features, so you can see plastics with points rewards, no annual fee or beneficial balance transfer terms. However, it is impossible to say what your credit limit is going to be, because this feature depends on many factors. The bank estimates your income, your credit score and experience with other credit cards, after which you will be informed of your credit limit. Thus, a student credit card can provide as low as $500 credit limit or as high as $3000 - 5000 credit limit. Some banks also provide tools to help you estimate how much you are going to get with a credit card.
Pay attention to the following student plastics.
Capital One No Hassle Cash Rewards for Young Adults is OK for limited credit. It has rather low variable APR and a bunch of rewards including cash back and a yearly bonus of 40%.
Citi mtvU Platinum Select Visa for College Students provides 0% intro APR, generous points rewards program and a numbe rof special rewards related to entertaiment.
Discover Student Tropical Beach card also has zero interest intro period, low ongoing APR and cash back rewards of 1% - 5% on different categories of purchases, some of which can be chosen 4 times a year.
September 22, 2008, 4:50 am
what will work for me i belive i have fair credit and i need something i can use lets say by tuesday
If you checked up your credit report and your credit score is fair, you can make an application for a credit card from the corresponding section of our site. However, it is impossible to say the exact day when you will be able to use your credit card. After you send your application, it will tak some time for the bank to consider it and make a decision. Not every bank provides instant response, so you will have to wait. After that, if you are approved the bank will send the credit card to you, which also is going to take some time. There banks that provide urgent delivery or can give you the number of your credit card so that you can use it for online purchases, For these special features, please, read the terms and conditions of the card.
You can compare plastics by Capital One bank for fair credit history.
Capital One Standard Platinum card provides no annual and setup fee, 0% APR during the introductory period, variable ongoing interest rate and up to 40% saving at Yahoo! Shopping.
Capital One No Hassle Points Rewards is a unique credit card that provides a points rewards program, zero interest for intro period and variable ongoing APR. itis one of the few credit card for fair credit score that include a rewards program.
Another plastic to look at is Capital One Classic Platinum. It has no fees for balance transfers, 0 APR for promotional period and a low ongoing APR, which is also a variable one.
September 22, 2008, 5:42 am
I'm afraid we've dug ourselves into a hole and it's turned into quicksand. How can I consolidate to a very low interest rate card that is fixed at hopefully below 5%
Before applying for a balance transfer credit card, one should know his/her credit score for sure in order to avoid denial. If you have good or excellent credit history, there are a lot of options for you to choose among. With a fair credit, you can still find an option for transferring your balances, among products of Capital One bank. Remember, people with less than perfect credit can hardly find a credit card for balance transfers, because this service requires a high credit score. As for the interest rates, they depend on the credit offer and the applicant's credit rating. If you are searching for a BT card with less than 5% interest rate, you should make sure your credit is good or excellent. As your credit score is not indicated, we introduce balance transfer credit cards for good and fair credit. Choose the one that fits you best. Consumers with fair credit can transfer their balances with Capital One Classic Platinum card. It provides no balance transfer fee and low rate APR on BT, without introductory period. However, there is 0% interest period for purchases and savings program applicable at Yahoo! Shopping. Peole with good credit can estimate Blue from American Express which has only 4.99% on balance transfer until it is paid off, 0% intro period on purchases. generous points rewards program anda number of additional services. Another BT plastic for high credit score is Discover More card which has 0% intro interest rate on balance transfers and purchases, cash back rewards program and no annual fee.